4889 Gardenia St, Oceanside, CA 92057 Property Records

San Diego County property record for 4889 Gardenia St, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,411 sqft · built 1986
Lot Size	0.131 acres (5,704 sqft)
Owner	Individual Name on Record
Last Sale	$279,000 (Jun 2008)
Tax Bill	$4,069 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2019 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`157-661-30-00`

Property Details

APN / Parcel Number

Primary APN	`157-661-30-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,411 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Stucco
Roof Material	Tile
Lot Area	5,704 sqft (0.131 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4889 GARDENIA ST
City	OCEANSIDE
State	CA
Zip	92057-5433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 30 TR 011012
Legal Subdivision	MURRAY MISSION
Legal Tract	011012
Legal Block	2
Legal Lot Number	30
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18521

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	914 N ORANGE AVE, FALLBROOK, CA 92028-1526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jun 12, 2019	Quit Claim Deed, Transfer CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO
May 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMESERVICES LNDG
Oct 4, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2008 · Amount on Record
Deed Sale	Jun 19, 2008 · Amount on Record
Prior Sale	Oct 12, 2007 · Amount on Record
Deed Document Number	2008331688
Last Transfer Date	May 29, 2019
Transfer Doc	0000228369
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4889 GARDENIA ST, OCEANSIDE, CA 92057-5433
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 N ORANGE AVE, FALLBROOK, CA 92028-1526

Mortgage

Document Number	0000642009
Date	Oct 21, 2020
Instrument	2020-0642009

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 12, 2019
Property Address	4889 GARDENIA ST, OCEANSIDE, CA 92057-5433
Document Number	0000228369
Instrument Date	May 29, 2019
Instrument	228369
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 N ORANGE AVE FALLBROOK CA 920281526, FALLBROOK, CA 92028-1526

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4889 GARDENIA ST, OCEANSIDE, CA 92057-5433
Document Number	0000201409
Instrument Date	May 22, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 N ORANGE AVE FALLBROOK CA 920281526, FALLBROOK, CA 92028-1526

Mortgage

Document Number	0000201409
Date	May 28, 2019
Instrument	201409

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 4, 2018
Property Address	4889 GARDENIA ST, OCEANSIDE, CA 92057-5433
Document Number	0000414369
Instrument Date	Sep 5, 2018
Instrument	414369
Transaction Type	Transfer
Record Updated	Oct 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4889 GARDENIA ST OCEANSIDE CA 920575433, OCEANSIDE, CA 92057-5433

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$373,785 (+2%) Land $214,358 Building $159,427
2025	$4,069.00 (+5.28%) Homeowner's exemption	$366,456 (+4.04%) Land $210,155 Building $156,301
2023	$3,865.00 (+1.58%) Homeowner's exemption	$352,229 Land $201,996 Building $150,233
2022	$3,805.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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