48889 Oak Dr, Morongo Valley, CA 92256 Property Records

San Bernardino County property record for 48889 Oak Dr, Morongo Valley, CA 92256

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.75 ba · 2,400 sqft · built 1956
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Last Sale$871,500 (Oct 2023)
Tax Bill$7,491 (2025)
Deeds & MortgagesMar 2026 Mortgage
Oct 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone D (undetermined)
APN0582-031-05-0000

Property Details

APN / Parcel Number

Primary APN0582-031-05-0000

Interior

Bedrooms2 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area2,400 sqft Living Area
1st Floor Area2,400 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleConventional
Construction TypeFrame
Roof MaterialBuilt-Up Asphalt
Lot Area217,800 sqft
TerrainBelow Road/Slope
PorchPatio/Porch
Porch Area441 sqft
Patio Area441 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemFloor/Wall Furnace
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address48889 OAK DR
CityMORONGO VALLEY
StateCA
Zip92256-9168
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMVRL5
Legal DescriptionE 1/2 NE 1/4 SE 1/4 SE 1/4 SEC 19 TP 1S R 4E EX MNL RTS RESERVATION OF RECORD 5 AC
Legal Range4E
Legal TownshipWP
Legal Section19
Legal Block1
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionTWENTYNINE PALMS-YUCCA VALLEY
Census Block Group1
Census Block1004
Census Tract10417

Owner

Source: San Bernardino County records · APN 0582-031-05-0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address48889 OAK DR, MORONGO VALLEY, CA 92256-9168
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Deed of Trust, Mortgage · VA Mortgage
EQUITY SMART HOME LOANS INC
Oct 03, 2023Grant Deed, Transfer · VA Mortgage
EQUITY SMART HOME LOANS INC
Nov 05, 2019Grant Deed, Transfer · Conventional Mortgage
FIRST ENTERTAINMENT CU
Nov 05, 2019Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 03, 2023 · Amount on Record
Deed SaleOct 03, 2023 · Amount on Record
Prior SaleNov 05, 2019 · Amount on Record
Deed Document Number2023244821
Prior Transfer DateOct 08, 2019
Prior Transfer Doc0000400100
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address48889 OAK DR, MORONGO VALLEY, CA 92256-9168
Transaction TypeMortgage
Record UpdatedMar 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address48889 OAK DR, MORONGO VALLEY, CA 92256-9168

Mortgage

Document Number0000062699
DateMar 10, 2026
Instrument2026-0062699
Lender
NameEQUITY SMART HOME LOANS INC
TypeMortgage Company
AddressSOUTH PASADENA, CA 91030
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2056

October 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateOct 03, 2023
Property Address48889 OAK DR, MORONGO VALLEY, CA 92256-9168
Document Number0000244821
Instrument DateSep 06, 2023
Instrument2023-0244821
Transaction TypeTransfer
Record UpdatedOct 13, 2023
Title CompanyEQUITY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address48889 OAK DR, MORONGO VALLEY, CA 92256-9168

Mortgage

Document Number0000244822
DateOct 03, 2023
Instrument2023-0244822
Lender
NameEQUITY SMART HOME LOANS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateNov 05, 2019
Property Address48889 OAK DR, MORONGO VALLEY, CA 92256-9168
Document Number0000400101
Instrument DateOct 08, 2019
Instrument2019-0400101
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyFIDELITY NATIONAL TTL CO IE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1935 CERRO GORDO ST, LOS ANGELES, CA 90039-3934

Mortgage

Document Number0000400102
DateNov 05, 2019
Instrument2019-0400102
Lender
NameFIRST ENTERTAINMENT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN BERNARDINO CA
Recording DateNov 05, 2019
Property Address48889 OAK DR, MORONGO VALLEY, CA 92256-9168
Document Number0000400100
Instrument DateOct 08, 2019
Instrument400100
Transaction TypeTransfer
Record UpdatedNov 22, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address48889 OAK DR MORONGO VALLEY CA 922569168, MORONGO VALLEY, CA 92256-9168

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
Unified School DistrictMorongo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$849,100 (+1.49%) Land $170,000 Building $679,100
2025$7,491.00 (+56.85%) Disabled Person's exemption$836,600 (+96.71%) Land $167,500 Building $669,100
2023$4,776.00 (+2.09%)$425,306 Land $42,046 Building $383,260
2022$4,678.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimFeb 1980 · rainfall accumulation

Wildfire

Wildfire RiskHigh
above 78% of the US · above 55% of California
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Frontier
DSL
10 / 1

May also be available: Pacific Lightwave, Verizon.

Based on FCC filings for 33 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGOLDEN STATE WATER CO - MORONGO DEL SUR
private · serves 1,715 people
Water SourceGroundwater
Last State InspectionJun 2025
Also Mapped HereCSA 70-F MORONGO
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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