St. Clair County property record for 4888 Smith Rd, Kimball, MI 48074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 1995 |
| Lot Size | 4.8 acres (209,088 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,900 (Aug 2018) |
| Tax Bill | $2,881 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-25-745-0036-000 |
| Primary APN | 74-25-745-0036-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Basement Area | 1,568 sqft |
| Unfinished Basement | 1,568 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Mansard |
| Roof Material | Composition Shingle |
| Lot Area | 209,088 sqft (4.8 acres) |
| Lot Width | 322 ft Width |
| Garage Area | 1,026 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4888 SMITH RD |
|---|---|
| City | KIMBALL |
| State | MI |
| Zip | 48074-2136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 RES |
| Legal Description | LOT 5 BLOCK 5 URBANREST SUBDIVISION OF THE FISH FARM ACCORDING TO THE PLAT RECORDED IN LIBER 14 OF PLATS PGS 131-135 ST CLAIR |
| Legal Range | 17E |
| Legal Township | 06N |
| Legal Section | 06 |
| Legal Subdivision | URBANREST SUBDIVISION |
| Legal Block | 5 |
| Legal Lot Number | 5 |
| Legal Unit | 5 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | KIMBALL |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 634600 |
4888 Smith Rd is owned and occupied by two individuals who bought it in August 2018.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4888 SMITH RD, KIMBALL, MI 48074-2136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC |
| Jun 9, 2020 | Deed of Trust, Mortgage AMERIFIRST FIN'L CORP |
| Aug 1, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2018 · Amount on File |
| Deed Sale | Aug 1, 2018 · Amount on File |
| Deed Document Number | 201817345 |
| Deed Book / Page | 4973 / 716 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4888 SMITH RD, KIMBALL, MI 48074-2136 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATA NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0050550563 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 5055/563 |
| Instrument | 2019009747 |
| Name | AMERIFIRST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4888 SMITH RD, KIMBALL, MI 48074-2136 |
| Document Number | 0052000805 |
| Instrument Date | Jun 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | ATA NATIONAL TITLE, ATA NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4888 SMITH RD KIMBALL MI 480742136, KIMBALL, MI 48074-2136 |
| Document Number | 0052000805 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 005200/000805 |
| Name | AMERIFIRST FIN'L CORP |
|---|---|
| Address | KALAMAZOO, MI 49002 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 16, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 1, 2018 |
| Property Address | 4888 SMITH RD, KIMBALL, MI 48074-2136 |
| Document Number | 0004973716 |
| Book / Page | 4973 / 716 |
| Map Reference | LB14 PG131 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 2018017345 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | ATA NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,150.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1422 GILLETT ST, PORT HURON, MI 48060-5111 |
| Investor | Possibly a Property Investor |
| Document Number | 2018017346 |
|---|---|
| Date | Aug 1, 2018 |
| Instrument | 2018017346 |
| Name | AMERIFIRST FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 4888 Smith Rd was $2,881 with a homeowner's exemption, up 3.1% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Kimball Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,100 (+3.35%) | $290,200 | |
| 2025 | $2,881.00 (+3.08%) Homeowner's exemption | $140,400 | |
| 2024 | $2,795.00 | $280,800 | |
| 2023 | $135,200 | ||
| 2022 | $2,497.00 | $270,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4888 Smith Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4888 Smith Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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