4887 Silver Spruce Ln, Evergreen, CO 80439 Property Records

Jefferson County property record for 4887 Silver Spruce Ln, Evergreen, CO 80439

Property Summary

Property Type	Condominium
Details	3 bd · 4.5 ba · 1,300 sqft · built 1977
Lot Size	0.015 acres (653 sqft)
Owner	2 Individual Names on File
Last Sale	$393,000 (Oct 2019)
Tax Bill	$3,045 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-104-06-016`

Property Details

APN / Parcel Number

Primary APN	`51-104-06-016`
Alternative APNs	`300091260` `91260`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,300 sqft Living Area
Gross Area	1,950 sqft
1st Floor Area	650 sqft
2nd Floor Area	650 sqft
Basement Area	252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	653 sqft (0.015 acres)
Garage Type	Attached
Garage Area	398 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	300091260
Street Address	4887 SILVER SPRUCE LN
City	EVERGREEN
State	CO
Zip	80439-7337
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Description	SECTION 10 TOWNSHIP 05 RANGE 71 QTR SE SUBDIVISIONCD 681000 SUBDIVISIONNAME SILVER SPRUCE VILLAGE CONDOS PH #1 BLOCK LOT 0003 TRACT 004
Legal Range	71W
Legal Township	05S
Legal Section	10
Legal Subdivision	SILVER SPRUCE VILLAGE CONDOS PH #1
Legal Tract	4
Legal Lot Number	3
Jurisdiction	JEFFERSON CO
Township / Civil Division	CENTRAL JEFFERSON
Census Block Group	2
Census Block	2019
Census Tract	12026

Owner

4887 Silver Spruce Ln, a condominium, is owned and occupied by two individuals who bought it in October 2019.

Source: Jefferson County records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4887 SILVER SPRUCE LN, EVERGREEN, CO 80439-7337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2019	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE
May 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2019 · Amount on File
Deed Sale	Oct 4, 2019 · Amount on File
Prior Sale	Oct 9, 2012 · Amount on File
Deed Document Number	201993038
Prior Transfer Date	Aug 3, 1998
Prior Transfer Doc	0000666076
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	Oct 4, 2019
Property Address	4887 SILVER SPRUCE LN, EVERGREEN, CO 80439-7337
Document Number	0000093038
Instrument Date	Sep 30, 2019
Instrument	93038
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4887 SILVER SPRUCE LN EVERGREEN CO 804397337, EVERGREEN, CO 80439-7337

Mortgage

Document Number	93039
Date	Oct 4, 2019
Instrument	93039

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	4887 SILVER SPRUCE LN, EVERGREEN, CO 80439-7337
Document Number	0000042270
Instrument Date	May 3, 2018
Transaction Type	Mortgage
Record Updated	May 18, 2018
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4887 SILVER SPRUCE LN EVERGREEN CO 804397337, EVERGREEN, CO 80439-7337

Mortgage

Document Number	0000042270
Date	May 10, 2018
Instrument	42270

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 9, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 4887 Silver Spruce Ln was $3,045.

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Jefferson County
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,045.00	$31,397 Land $7,547 Building $23,850	$502,342 Land $120,750 Building $381,592
2023	$2,492.00	$27,174 Land $6,030 Building $21,144	$460,575 Land $90,000 Building $370,575

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4887 Silver Spruce Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1998–2026)
Most Recent Claim	Jun 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4887 Silver Spruce Ln is high, ranking above 86% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 90% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	500 / 40
Neteo Fixed Wireless	500 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Visionary Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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