4887 Palm Ave, La Mesa, CA 91942 Property Records

San Diego County property record for 4887 Palm Ave, La Mesa, CA 91942

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 2020
Lot Size	0.134 acres (5,824 sqft)
Owner	2 Trust Names on File
Tax Bill	$831 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`494-252-01-00`

Property Details

APN / Parcel Number

Primary APN	`494-252-01-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	912 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	5,824 sqft (0.134 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	4887 PALM AVE
City	LA MESA
State	CA
Zip	91942-9311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	BLK 2 LOTS 11&12 (EX ST WID&SLY 14.71 FT)WLY 110 FT OF TR 001090
Legal Subdivision	WHEELER INDUST PARK
Legal Tract	001090
Legal Block	2
Legal Lot Number	11,12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2024
Census Tract	14902

Owner

4887 Palm Ave is owner-occupied and held in a trust since February 1997.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4887 PALM AVE, LA MESA, CA 91942-9311
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 8, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Nov 3, 2017	Quit Claim Deed, Transfer Quitclaim
Jul 11, 2017	Quit Claim Deed Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 11, 1997
Transfer Doc	0000082000
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4887 PALM AVE, LA MESA, CA 91942-9311
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025416
Date	Jan 18, 2017
Instrument	2017-0025416

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4887 PALM AVE, LA MESA, CA 91942-9311
Document Number	0000423500
Instrument Date	Sep 8, 2017
Transaction Type	Mortgage
Record Updated	Sep 21, 2017
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4887 PALM AVE LA MESA CA 919429311, LA MESA, CA 91942-9311

Mortgage

Document Number	0000423500
Date	Sep 15, 2017
Instrument	423500

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2047

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 3, 2017
Property Address	4887 PALM AVE, LA MESA, CA 91942-9311
Document Number	0000515867
Instrument Date	Jul 29, 2017
Instrument	515867
Transaction Type	Transfer
Record Updated	Nov 8, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4887 PALM AVE LA MESA CA 919429311, LA MESA, CA 91942-9311

July 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 11, 2017
Property Address	4887 PALM AVE, LA MESA, CA 91942-9311
Document Number	0000312540
Instrument Date	Aug 13, 2014
Instrument	312540
Record Updated	Jul 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4887 PALM AVE LA MESA CA 919429311, LA MESA, CA 91942-9311

Tax Assessment & Valuation

The 2025 property tax bill for 4887 Palm Ave was $831.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	La Mesa City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$172,391 (+2%) Land $137,933 Building $34,458
2025	$831.00	$169,012 Land $135,229 Building $33,783
2023	$3,530.00 (-1.45%)	$162,451 Land $129,979 Building $32,472
2022	$3,582.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4887 Palm Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4887 Palm Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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