4887 Old Guernsey Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4887 Old Guernsey Rd, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,607 sqft · built 2022
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$54,900 (Apr 2000)
Tax Bill	$2,458 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-1N-29-0000-01100-0000`

Property Details

APN / Parcel Number

Primary APN	`09-1N-29-0000-01100-0000`
Alternative APN	`N291090000011000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,607 sqft Living Area
Gross Area	1,873 sqft
1st Floor Area	1,607 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Mobile Home
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	284 sqft
Deck Area	Deck Area
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4887 OLD GUERNSEY RD
City	MILTON
State	FL
Zip	32571-8681
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	DESCRIPTION PER DEED 2013 PARCEL 1: COM AT NW CORN OF SW4 THN S ON W SEC LN 695.70 FT THN E 330 FT TO POB & CONT 77.57 FT TO W R/W OF OLD GUERN SEY RD THN N175110E ON RD 178.02 FT TO CURV (R=52.50 FT CHB=N25040W) GO ON CURV 78. 54 FT THN N67*5230
Legal Range	29W
Legal Township	1N
Legal Section	09
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1000
Census Tract	10708

Owner

4887 Old Guernsey Rd is owned and occupied by two individuals who acquired it in January 2014.

Source: Santa Rosa County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4887 OLD GUERNSEY RD, MILTON, FL 32571-8681
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2000 · Amount on File
Deed Sale	Apr 25, 2000 · Amount on File
Deed Book / Page	1821 / 1031
Last Transfer Date	Jan 27, 2014
Transfer Doc	0033200078
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4887 OLD GUERNSEY RD, PACE, FL 32571-8681
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	ABSOLUTE TITLE/FLORIDA, ABSOLUTE TITLE OF FLORIDA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4887 OLD GUERNSEY RD, MILTON, FL 32571-8681

Mortgage

Document Number	0042131920
Date	Dec 1, 2021
Book Page	4213/1920
Instrument	202179491

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 4887 Old Guernsey Rd was $2,458 with a homeowner's exemption, up 1.5% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,458.00 (+1.49%) Homeowner's exemption	$238,168 (+1.37%) Land $40,000 Building $198,168	$238,168 (+1.37%) Land $40,000 Building $198,168
2024	$2,422.00 (-3.58%) Homeowner's exemption	$234,960 (+1.5%) Land $40,000 Building $194,960	$234,960 (+1.5%) Land $40,000 Building $194,960
2023	$2,512.00 (+4,157.63%) Homeowner's exemption	$231,493 (+683.92%) Land $40,000 Building $191,493	$231,493 (+291.75%) Land $40,000 Building $191,493
2022	$59.00 Homeowner's exemption	$29,530	$59,092 Land $35,000 Building $24,092

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4887 Old Guernsey Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	13 (1995–2020)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4887 Old Guernsey Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20