4887 Motif St, Oceanside, CA 92057 Property Records

San Diego County property record for 4887 Motif St, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,344 sqft · built 1992
Lot Size	0.142 acres (6,180 sqft)
Owner	2 Individual Names on File
Last Sale	$1,020,000 (Sep 2025)
Tax Bill	$10,210 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`161-731-30-00`

Property Details

APN / Parcel Number

Primary APN	`161-731-30-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,344 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	6,180 sqft (0.142 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4887 MOTIF ST
City	OCEANSIDE
State	CA
Zip	92057-7902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-1 (Res)
Legal Description	LOT 42 TR 012700
Legal Subdivision	RANCHO DEL ORO INDUST PARK
Legal Tract	012700
Legal Block	2
Legal Lot Number	42
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2007
Census Tract	18525

Owner

4887 Motif St is owned and occupied by two individuals who bought it in September 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4887 MOTIF ST, OCEANSIDE, CA 92057-7902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 15, 2025	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 5, 2023	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 9, 2020	Grant Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
Sep 9, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE-IE
Apr 17, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on File
Deed Sale	Sep 15, 2025 · Amount on File
Prior Sale	Apr 5, 2023 · Amount on File
Deed Document Number	2025254821
Prior Transfer Date	Sep 2, 2020
Prior Transfer Doc	0000525063
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4887 MOTIF ST, OCEANSIDE, CA 92057-7902
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4887 MOTIF ST, OCEANSIDE, CA 92057-7902

Mortgage

Document Number	0000024752
Date	Jan 18, 2022
Instrument	2022-0024752

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 15, 2025
Property Address	4887 MOTIF ST, OCEANSIDE, CA 92057-7902
Document Number	0000254821
Map Reference	MAP 12700
Instrument Date	Sep 4, 2025
Instrument	2025-0254821
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4887 MOTIF ST, OCEANSIDE, CA 92057-7902

Mortgage

Document Number	0000254822
Date	Sep 15, 2025
Instrument	2025-0254822

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 5, 2023
Property Address	4887 MOTIF ST, OCEANSIDE, CA 92057-7902
Document Number	0000087910
Map Reference	MAP 12700
Instrument Date	Mar 16, 2023
Instrument	2023-0087910
Transaction Type	Transfer
Record Updated	Apr 14, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4887 MOTIF ST, OCEANSIDE, CA 92057-7902

Mortgage

Document Number	0000087911
Date	Apr 5, 2023
Instrument	2023-0087911

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 9, 2020
Property Address	4887 MOTIF ST, OCEANSIDE, CA 92057-7902
Document Number	0000525064
Map Reference	MAP 12700
Instrument Date	Sep 2, 2020
Instrument	2020-0525064
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	PACIFIC COAST TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4887 MOTIF ST, OCEANSIDE, CA 92057-7902

Mortgage

Document Number	0000525065
Date	Sep 9, 2020
Instrument	2020-0525065

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 9, 2020
Property Address	4887 MOTIF ST, OCEANSIDE, CA 92057-7902
Document Number	0000525063
Instrument Date	Sep 2, 2020
Instrument	525063
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE-IE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	586 BRADEN WAY MARINA CA 939335214, MARINA, CA 93933-5214

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 17, 2017
Property Address	4887 MOTIF ST, OCEANSIDE, CA 92057-7902
Document Number	0000171248
Map Reference	MAP12700
Instrument Date	Mar 24, 2017
Instrument	2017-0171248
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	675 10TH AVE, MENLO PARK, CA 94025-1807

Mortgage

Document Number	0000171249
Date	Apr 17, 2017
Instrument	2017-0171249

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4887 Motif St was $10,210.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,020,000 (+13.27%) Land $393,834 Building $626,166
2025	$10,210.00	$900,464 Land $347,680 Building $552,784
2023	$7,342.00 (+0.27%) Homeowner's exemption	$682,501 Land $263,522 Building $418,979
2022	$7,322.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4887 Motif St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4887 Motif St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband, T-Mobile.

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