48869 River Rd, Earlsboro, OK 74840 Property Records

Pottawatomie County property record for 48869 River Rd, Earlsboro, OK 74840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,935 sqft · built 2006
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,062 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000-29-010-005-0-003-02`

Property Details

APN / Parcel Number

Primary APN	`0000-29-010-005-0-003-02`
Alternative APN	`12046`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,935 sqft Living Area
1st Floor Area	1,935 sqft

Exterior

Year Built	Built 2006
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	1,838 sqft
Carport	Carport
Carport Area	800 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	180 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12046
Street Address	48869 RIVER RD
City	EARLSBORO
State	OK
Zip	74840-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N/2 E/2 W/2 NE NE
Legal Range	05
Legal Township	10
Legal Section	29
Legal Subdivision	RURAL (NO ADDITION)
Jurisdiction	POTTAWATOMIE OK
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2032
Census Tract	500901

Owner

Source: Pottawatomie County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48869 RIVER RD, EARLSBORO, OK 74840-3511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATOMIE OK
Property Address	48869 RIVER RD, EARLSBORO, OK 74840-3511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010828
Date	Sep 14, 2017
Instrument	201700010828

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2042

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATOMIE OK
Property Address	48869 RIVER RD, EARLSBORO, OK 74840-3511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000068
Date	Jan 4, 2021
Instrument	202100000068

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

Source: Pottawatomie County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pottawatomie County
Municipality	Earlsboro Town
Unified School District	Strother Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,062.00 (+7.56%) Homeowner's exemption	$21,650 (+3%) Land $1,509 Building $20,141	$323,536 (-3.02%) Land $16,304 Building $307,232
2024	$1,917.00 (+21.18%) Homeowner's exemption	$21,019 (+18.49%) Land $1,465 Building $19,554	$333,596 (+50.89%) Land $16,304 Building $317,292
2023	$1,582.00 Homeowner's exemption	$17,739 Land $1,817 Building $15,922	$221,086 Land $23,000 Building $198,086

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 78% of Oklahoma
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRI-COUNTY RWD #2 serves 5,172 people · EPA ID OK2006362
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CVEC Fiber Fiber	2,400 / 2,400
Atlink Services Fixed Wireless	100 / 20

May also be available: Cross Wireless.

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