Monroe County property record for 4886 W Summer Ct, Bloomington, IN 47404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,242 sqft · built 1991 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | Company Name on File |
| Last Sale | $187,500 (Aug 2013) |
| Tax Bill | $3,841 (2025) |
| Deeds & Mortgages | Jun 2016 Mortgage Dec 2009 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-00270-36 |
| Primary APN | 007-00270-36 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,242 sqft Living Area |
| 1st Floor Area | 2,758 sqft |
| Attic | Attic |
| Attic Area | 968 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 41,818 sqft (0.96 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 007-00270-36 |
|---|---|
| Street Address | 4886 W SUMMER CT |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47404-9595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AUTUMN HILLS LOT 119 |
| Legal Lot Number | 119 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | RICHLAND |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 1303 |
4886 W Summer Ct is owned by a company that acquired it in December 2018.
Source: Monroe County records, as of June 22, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4886 W SUMMER CT, BLOOMINGTON, IN 47404-9595 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2016 | Deed of Trust, Mortgage ELEMENTS FINANCIAL FCU |
| Dec 10, 2009 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 28, 2021 | Deed, Transfer · VA Mortgage RUOFF MORTGAGE COMPANY INC |
| May 28, 2021 | Deed, Transfer · VA Mortgage RUOFF MORTGAGE COMPANY INC |
| Dec 14, 2018 | Intrafamily Transfer, Transfer |
| Dec 14, 2018 | Intrafamily Transfer, Transfer |
| Aug 21, 2013 | Warranty Deed, Transfer · Conventional Mortgage THE PEOPLES STATE BANK |
| Nov 29, 2005 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2013 · Amount on File |
| Deed Sale | Aug 21, 2013 · Amount on File |
| Prior Sale | Nov 29, 2005 · Amount on File |
| Deed Document Number | 201314933 |
| Last Transfer Date | Dec 14, 2018 |
| Transfer Doc | 2018016645 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 4886 W SUMMER CT, BLOOMINGTON, IN 47404-9595 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2016006938 |
|---|---|
| Date | Jun 3, 2016 |
| Instrument | 2016006938 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | INDIANAPOLIS, IN 46207 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Jun 15, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 4886 W SUMMER CT, BLOOMINGTON, IN 47404-9595 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2009021158 |
|---|---|
| Date | Dec 10, 2009 |
| Instrument | 2009021158 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2024 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | May 28, 2021 |
| Property Address | 4886 W SUMMER CT, BLOOMINGTON, IN 47404-9595 |
| Document Number | 2021010125 |
| Map Reference | CAB B ENV 371 |
| Instrument Date | May 21, 2021 |
| Instrument | 2021010125 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4886 W SUMMER CT, BLOOMINGTON, IN 47404-9595 |
| Document Number | 2021010126 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2021010126 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | May 28, 2021 |
| Property Address | 4886 W SUMMER CT, BLOOMINGTON, IN 47404-9595 |
| Document Number | 2021010125 |
| Map Reference | CAB B ENV 371 |
| Instrument Date | May 21, 2021 |
| Instrument | 2021010125 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4886 W SUMMER CT, BLOOMINGTON, IN 47404-9595 |
| Investor | Possibly a Property Investor |
| Document Number | 2021010126 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2021010126 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Dec 14, 2018 |
| Property Address | 4886 W SUMMER CT, BLOOMINGTON, IN 47404-9595 |
| Document Number | 2018016645 |
| Map Reference | CAB B ENV 371 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 2018016645 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4886 W SUMMER CT, BLOOMINGTON, IN 47404-9595 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Dec 14, 2018 |
| Property Address | 4886 W SUMMER CT, BLOOMINGTON, IN 47404-9595 |
| Document Number | 2018016645 |
| Map Reference | CAB B ENV 371 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 2018016645 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4886 W SUMMER CT, BLOOMINGTON, IN 47404-9595 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Aug 21, 2013 |
| Property Address | 4886 W SUMMER CT, BLOOMINGTON, IN 47404-9595 |
| Document Number | 2013014933 |
| Map Reference | CAB B PG371 |
| Instrument Date | Jul 26, 2013 |
| Instrument | 2013014933 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4886 W SUMMER CT, BLOOMINGTON, IN 47404-9595 |
| Investor | Possibly a Property Investor |
| Document Number | 2013014934 |
|---|---|
| Date | Aug 21, 2013 |
| Instrument | 2013014934 |
| Name | THE PEOPLES STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2043 |
| Type Change Date | Sep 1, 2020 |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Nov 29, 2005 |
| Property Address | 4886 W SUMMER CT, BLOOMINGTON, IN 47404-9595 |
| Document Number | 2005023660 |
| Map Reference | CABB SL371 MB8 PG205 |
| Instrument Date | Nov 22, 2005 |
| Instrument | 2005023660 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4886 W SUMMER CT, BLOOMINGTON, IN 47404-9595 |
| Investor | Possibly a Property Investor |
| Document Number | 2005023661 |
|---|---|
| Date | Nov 29, 2005 |
| Instrument | 2005023661 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2035 |
The 2025 property tax bill for 4886 W Summer Ct was $3,841.
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Richland Township |
| Unified School District | Richland-Bean Blossom Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,841.00 | $520,300 Land $50,400 Building $469,900 | $520,300 Land $50,400 Building $469,900 |
| 2023 | $500,200 (+3.5%) Land $49,400 Building $450,800 | $500,200 (+3.5%) Land $49,400 Building $450,800 | |
| 2022 | $5,230.00 | $483,300 Land $49,400 Building $433,900 | $483,300 Land $49,400 Building $433,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4886 W Summer Ct in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 17 (1995–2025) |
| Claims Outside the SFHA | 1 of 17 |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4886 W Summer Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELLETTSVILLE WATER WORKS serves 14,500 people · EPA ID IN5253004 |
|---|---|
| Water Source | Purchased surface water from CITY OF BLOOMINGTON UTILITIES |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Smithville Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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