4886 Stirrup Dr, Memphis, TN 38125 Property Records

Shelby County property record for 4886 Stirrup Dr, Memphis, TN 38125

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,251 sqft · built 2006
Lot Size0.104 acres (4,510 sqft)
OwnerIndividual Name on File
Last Sale$152,000 (Sep 2008)
Tax Bill$1,940 (2025)
Deeds & MortgagesNov 2025 Second Mortgage
Mar 2024 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APND0-256S-B0-0043

Property Details

APN / Parcel Number

Primary APND0-256S-B0-0043

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area2,251 sqft Living Area
Gross Area2,651 sqft
1st Floor Area1,611 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Lot Area4,510 sqft (0.104 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area50 sqft
Patio Area201 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4886 STIRRUP DR
CityMEMPHIS
StateTN
Zip38125-4854
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCA
Legal DescriptionES STIRRUP DRIVE PD PARCEL B & PT OF PARCEL C SEE MAP GRID# 208 M
Legal SubdivisionHACKS CROSSING PD 2ND AMENDMENT PHASE7
Legal Lot Number43
JurisdictionSHELBY TN
Township / Civil Division12
Census Block Group2
Census Block2015
Census Tract21751

Owner

4886 Stirrup Dr is owned and occupied by an individual who bought it in September 2008.

Source: Shelby County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address4886 STIRRUP DR, MEMPHIS, TN 38125-4854
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
AMERISAVE MORTGAGE CORP
Mar 7, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
AMERISAVE MORTGAGE CORP
Feb 9, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2008 · Amount on File
Deed SaleSep 26, 2008 · Amount on File
Prior SaleMay 29, 2008 · Amount on File
Deed Document Number2008127764
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address4886 STIRRUP DR, MEMPHIS, TN 38125-4854
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025097271
DateNov 10, 2025
Instrument25097271
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30342
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address4886 STIRRUP DR, MEMPHIS, TN 38125-4854
Transaction TypeMortgage
Record UpdatedMar 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024019247
DateMar 7, 2024
Instrument24019247
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30342
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term240 Months
DueMar 1, 2044

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address4886 STIRRUP DR, MEMPHIS, TN 38125-4854
Transaction TypeMortgage
Record UpdatedFeb 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022015407
DateFeb 9, 2022
Instrument22015407
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4886 Stirrup Dr was $1,940.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,940.00$72,125 Land $11,500 Building $60,625$288,500 Land $46,000 Building $242,500
2023$51,000 Land $8,500 Building $42,500
2022$1,728.00
2021$204,000 Land $34,000 Building $170,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4886 Stirrup Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4886 Stirrup Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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