4886 Jack Rd, Saint Thomas, PA 17252 Property Records

Franklin County property record for 4886 Jack Rd, Saint Thomas, PA 17252

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,055 sqft · built 1962
Lot Size	2.53 acres (110,207 sqft)
Owner	Individual Name on Record
Last Sale	$155,890 (Aug 2017)
Tax Bill	$3,298 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-M18-102B`

Property Details

APN / Parcel Number

Primary APN	`20-M18-102B`
Alternative APN	`20-0M18.-102B-000000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,055 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	110,207 sqft (2.53 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating Fuel	Oil

Location & Zoning

Street Address	4886 JACK RD
City	SAINT THOMAS
State	PA
Zip	17252-9681
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACTS 1 & 2
Legal Subdivision	W LAKE REGISTERED SURVEYOU
Legal Tract	1-2
Jurisdiction	FRANKLIN PA
Township / Civil Division	ST. THOMAS
Census Block Group	4
Census Block	4025
Census Tract	11400

Owner

Source: Franklin County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4886 JACK RD, SAINT THOMAS, PA 17252-9681
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA
Aug 11, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage ORRSTOWN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2017 · Amount on Record
Deed Sale	Aug 11, 2017 · Amount on Record
Deed Document Number	201715849
Prior Transfer Date	Aug 9, 2017
Prior Transfer Doc	0000015849
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN PA
Property Address	4886 JACK RD, SAINT THOMAS, PA 17252-9681
Transaction Type	Mortgage
Record Updated	Nov 18, 2021
Title Company	NOT AVAILABLE, KEYSTONE REAL ESTATE SETTLEM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030258
Date	Nov 3, 2021
Instrument	202130258

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN PA
Recording Date	Aug 11, 2017
Property Address	4886 JACK RD, SAINT THOMAS, PA 17252-9681
Document Number	0000015849
Map Reference	VOL1017 PG498
Instrument Date	Aug 9, 2017
Instrument	201715849
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,204.80
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4886 JACK RD, SAINT THOMAS, PA 17252-9681

Mortgage

Document Number	0000015850
Date	Aug 11, 2017
Instrument	201715850

Lender

Name	ORRSTOWN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Franklin County
County Subdivision	St. Thomas Township
Unified School District	Tuscarora School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,298.00 (+1.23%)	$19,880 (-) Land $1,800 Building $18,080
2025	$3,258.00 (+1.24%)
2024	$3,218.00	$19,880 Land $1,800 Building $18,080
			$19,880 Land $1,800 Building $18,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
PA.net Fixed Wireless · not low latency	200 / 50

May also be available: Verizon.

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