4886 el Morado St, Montclair, CA 91763 Property Records

San Bernardino County property record for 4886 el Morado St, Montclair, CA 91763

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,259 sqft · built 1971
Lot Size	0.165 acres (7,198 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (May 2017)
Tax Bill	$5,346 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1009-282-20-0000`

Property Details

APN / Parcel Number

Primary APN	`1009-282-20-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,259 sqft Living Area
Gross Area	1,769 sqft
1st Floor Area	1,259 sqft
Family Room	Family Room

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,198 sqft (0.165 acres)
Lot Dimensions	118 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Heated Pool
Porch	Patio/Porch
Porch Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4886 EL MORADO ST
City	MONTCLAIR
State	CA
Zip	91763-3114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 8308 LOT 17
Legal Subdivision	TRACT NO 8308
Legal Tract	8308
Legal Block	1
Legal Lot Number	17
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1001
Census Tract	207

Owner

4886 el Morado St is owned and occupied by two individuals who bought it in May 2017.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4886 EL MORADO ST, MONTCLAIR, CA 91763-3114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 15, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 30, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 4, 2017	Grant Deed, Transfer · FHA Mortgage OPES ADVISORS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2017 · Amount on File
Deed Sale	May 4, 2017 · Amount on File
Deed Document Number	2017185868
Prior Transfer Date	Jul 3, 2006
Prior Transfer Doc	0000478102
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4886 EL MORADO ST, MONTCLAIR, CA 91763-3114
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4886 EL MORADO ST, MONTCLAIR, CA 91763-3114

Mortgage

Document Number	0000202184
Date	Jun 2, 2022
Instrument	2022-0202184

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4886 EL MORADO ST, MONTCLAIR, CA 91763-3114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4886 EL MORADO ST, MONTCLAIR, CA 91763-3114

Mortgage

Document Number	0000343495
Date	Sep 15, 2020
Instrument	2020-0343495

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Feb 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4886 EL MORADO ST, MONTCLAIR, CA 91763-3114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000481314
Date	Dec 30, 2019
Instrument	2019-0481314

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 4, 2017
Property Address	4886 EL MORADO ST, MONTCLAIR, CA 91763-3114
Document Number	0000185868
Map Reference	MB110 PG69&70
Instrument Date	Mar 30, 2017
Instrument	2017-0185868
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4886 EL MORADO ST, MONTCLAIR, CA 91763-3114

Mortgage

Document Number	0000185869
Date	May 4, 2017
Instrument	2017-0185869

Lender

Name	OPES ADVISORS INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4886 el Morado St was $5,346 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Montclair City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$503,114 (+2%) Land $177,571 Building $325,543
2025	$5,346.00 Homeowner's exemption	$493,249 Land $174,089 Building $319,160
2023	$5,075.00 (+1.38%) Homeowner's exemption	$474,095 Land $167,328 Building $306,767
2022	$5,006.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4886 el Morado St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4886 el Morado St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTE VISTA WD serves 56,390 people · EPA ID CA3610029
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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