4886 E 49th St, Cleveland, OH 44125 Property Records

Cuyahoga County property record for 4886 E 49th St, Cleveland, OH 44125

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,620 sqft · built 1962
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Sep 2023)
Tax Bill	$3,970 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`521-18-004`

Property Details

APN / Parcel Number

Primary APN	`521-18-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,620 sqft Living Area
Gross Area	2,038 sqft
1st Floor Area	1,012 sqft
2nd Floor Area	608 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1974
Architectural Style	Split Level
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,100 sqft (0.209 acres)
Lot Dimensions	182 ft deep x 51 ft wide
View / Lot	Busy Street
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	200 sqft
Patio Area	20 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	4886 E 49TH ST
City	CLEVELAND
State	OH
Zip	44125-1014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	299 NP 633.50 FT SP
Legal Subdivision	521 18 CUYAHOGA HEIGHTS
Legal Lot Number	299
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CUYAHOGA HEIGHTS
Census Block Group	1
Census Block	1039
Census Tract	196100

Owner

4886 E 49th St is owned and occupied by two individuals who bought it in September 2023.

Source: Cuyahoga County records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4886 E 49TH ST, CLEVELAND, OH 44125-1014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 20, 2023	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2023 · Amount on File
Deed Sale	Sep 20, 2023 · Amount on File
Prior Sale	Nov 28, 2005 · Amount on File
Deed Document Number	2023451
Prior Transfer Date	Nov 16, 1983
Prior Transfer Doc	3159000012
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUYAHOGA OH
Recording Date	Mar 18, 2026
Property Address	4886 E 49TH ST, CLEVELAND, OH 44125-1014
Document Number	0000000159
Instrument Date	Mar 11, 2026
Instrument	202603180159
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4886 E 49TH ST, CLEVELAND, OH 44125-1014

Mortgage

Document Number	0000000160
Date	Mar 18, 2026
Instrument	202603180160

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Sep 20, 2023
Property Address	4886 E 49TH ST, CLEVELAND, OH 44125-1014
Document Number	0000000451
Instrument Date	Sep 18, 2023
Instrument	202309200451
Transaction Type	Transfer
Record Updated	Oct 3, 2023
Title Company	HARVARD TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4886 E 49TH ST, CLEVELAND, OH 44125-1014

Mortgage

Document Number	0000000452
Date	Sep 20, 2023
Instrument	202309200452

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4886 E 49th St was $3,970, up 0.1% from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cuyahoga Heights Village
Unified School District	Cuyahoga Heights Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,970.00 (+0.08%) Homeowner's exemption	$84,000 (-) Land $12,250 Building $71,750	$240,000 (-) Land $35,000 Building $205,000
2024	$3,967.00 (+60.8%) Homeowner's exemption	$84,000 (+65.39%) Land $12,250 Building $71,750	$240,000 Land $35,000 Building $205,000
2023	$2,467.00 (+0.86%) Homeowner's exemption	$50,790 (-) Land $10,780 Building $40,010
2022	$2,446.00 Homeowner's exemption	$50,790 Land $10,780 Building $40,010
2021			$145,100 Land $30,800 Building $114,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4886 E 49th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4886 E 49th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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