Santa Rosa County property record for 4886 Andrea Ln, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 990 sqft · built 1984 |
| Lot Size | 0.375 acres (16,335 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $202,000 (Sep 2026) |
| Tax Bill | $1,800 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Sep 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-1N-29-0000-14400-0000 |
| Primary APN | 14-1N-29-0000-14400-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 990 sqft Living Area |
| Gross Area | 1,515 sqft |
| 1st Floor Area | 990 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,335 sqft (0.375 acres) |
| Lot Dimensions | 153 ft deep x 107 ft wide |
| Garage Type | Attached |
| Garage Area | 345 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4886 ANDREA LN |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32571-2611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | COM NW COR OF SE4 OF SECTION 14 TOWNSHIP 1 NORTH RANGE 29 WEST TH S01*36W 163.26 FT TH N88*1441W 209.98 FT TH S01*36W 773.32 FT TH S88*19E 2397.33 FT TH N01*41E 203.13 FT TH N88*19W 972.63 FT TO POB TH CONT N 88*19W 107.14 FT TH N 01*41E 153.13 FT TH |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 14 |
| Legal Subdivision | HIGHLAND WOODS |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10704 |
4886 Andrea Ln is owned and occupied by two individuals who bought it in September 2026.
Source: Santa Rosa County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4886 ANDREA LN, MILTON, FL 32571-2611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2026 | Warranty Deed, Transfer · FHA Mortgage PINNACLE BANK |
| Sep 8, 2026 | Deed of Trust, Mortgage · FHA Mortgage PINNACLE BANK |
| Sep 30, 2019 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage LIBERTY HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2026 · Amount on File |
| Deed Sale | Sep 1, 2026 · Amount on File |
| Prior Sale | Sep 30, 2019 · Amount on File |
| Deed Document Number | 202644255 |
| Deed Book / Page | 4784 / 964 |
| Prior Transfer Date | May 9, 2019 |
| Prior Transfer Doc | 0038280801 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 1, 2026 |
| Property Address | 4886 ANDREA LN, MILTON, FL 32571-2611 |
| Document Number | 0000044255 |
| Book / Page | 4784 / 964 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 202644255 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2026 |
| Title Company | SUNBELT TITLE COMPANY, SUNBELT TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $142,814.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4886 ANDREA LN, MILTON, FL 32571-2611 |
| Document Number | 0000044256, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 202644256 |
| Name | PINNACLE BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0000044257, |
|---|---|
| Date | Sep 1, 2026 |
| Book Page | 4784/976 |
| Instrument | 202644257 |
| Name | HOUSING FINANCE CORPORATION FLORIDA |
|---|
| Amount | Amount on Record |
|---|
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 8, 2026 |
| Property Address | 4886 ANDREA LN, MILTON, FL 32571-2611 |
| Document Number | 0000045333 |
| Book / Page | 4786 / 1030 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 202645333 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4120 CHARLES CIR, PACE, FL 32571-8850 |
| Document Number | 0000045333, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 4786/1030 |
| Instrument | 202645333 |
| Name | PINNACLE BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 30, 2019 |
| Property Address | 4886 ANDREA LN, PACE, FL 32571-2611 |
| Document Number | 0038750742 |
| Book / Page | 3875 / 0742 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 201943732 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 2, 2022 |
| Title Company | PREFERRED TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $861.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1501 CRESCENT CIR, 1501, WEST PALM BEACH, FL 33403-2239 |
| Name | Verified Name |
|---|---|
| Address | 4886 ANDREA LN, PACE, FL 32571-2611 |
| Document Number | 0003875745 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 3875/745 |
| Name | LIBERTY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2025 property tax bill for 4886 Andrea Ln was $1,800, up 5.8% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,800.00 (+5.76%) | $144,933 (+2.43%) Land $21,000 Building $123,933 | $144,933 (+2.43%) Land $21,000 Building $123,933 |
| 2024 | $1,702.00 (+1.13%) | $141,496 (+0.69%) Land $21,000 Building $120,496 | $141,496 (+0.69%) Land $21,000 Building $120,496 |
| 2023 | $1,683.00 (+6.45%) | $140,530 (+4.55%) Land $21,000 Building $119,530 | $140,530 (+4.55%) Land $21,000 Building $119,530 |
| 2022 | $1,581.00 | $134,420 | $134,420 Land $21,000 Building $113,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4886 Andrea Ln in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 14 (1979–2020) |
| Claims Outside the SFHA | 11 of 14 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4886 Andrea Ln is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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