Shelby County property record for 4885 Top Notch Loop, Memphis, TN 38125
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,018 sqft · built 2004 |
| Lot Size | 0.139 acres (6,050 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $129,990 (Aug 2004) |
| Tax Bill | $1,981 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D0-256T-C0-0034 |
| Primary APN | D0-256T-C0-0034 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,018 sqft Living Area |
| Gross Area | 2,438 sqft |
| 1st Floor Area | 799 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Traditional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 6,050 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Patio Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 4885 TOP NOTCH LOOP |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38125-3642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CA |
| Legal Description | WS TOP NOTCH LOOP SEE MAP D2-56TC (TILE# 421 & 436) |
| Legal Subdivision | SHELBY WOODLANDS PD PH III |
| Legal Lot Number | 156 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 12 |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 21751 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4885 TOP NOTCH LOOP, MEMPHIS, TN 38125-3642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2004 · Amount on Record |
| Deed Sale | Aug 9, 2004 · Amount on Record |
| Deed Document Number | 2004133286 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4885 TOP NOTCH LOOP, MEMPHIS, TN 38125-3642 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4885 TOP NOTCH LOOP, MEMPHIS, TN 38125-3642 |
| Document Number | 0025094039 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 25094039 |
| Name | AMERISTAR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,981.00 (+24.12%) | $73,650 (+56.37%) Land $11,500 Building $62,150 | $294,600 (+56.37%) Land $46,000 Building $248,600 |
| 2023 | $47,100 Land $8,500 Building $38,600 | ||
| 2022 | $1,596.00 | ||
| 2021 | $188,400 Land $34,000 Building $154,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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