Martin County property record for 4885 SE Capstan Ave, #E-28, Stuart, FL 34997
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,273 sqft · built 1984 |
| Lot Size | 2.1 acres (91,538 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,500 (Sep 2017) |
| Tax Bill | $1,905 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 51-38-41-008-005-0028.0-9-0000 |
| Primary APN | 51-38-41-008-005-0028.0-9-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 9 Units |
| Stories | 1 Story |
| Building Area | 1,273 sqft Living Area |
| 1st Floor Area | 1,273 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 91,538 sqft (2.1 acres) |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4885 SE CAPSTAN AVE, E-28 |
|---|---|
| City | STUART |
| State | FL |
| Zip | 34997-1938 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | THE MOORINGS OF MANATEE CONDO BLDG E UNIT 28 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 51 |
| Legal Subdivision | THE MOORINGS OF MANATEE CONDO |
| Legal Block | 2 |
| Legal Lot Number | 28 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 1302 |
Source: Martin County records · APN 51-38-41-008-005-0028.0-9-0000
Assessment roll updated August 27, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4885 SE CAPSTAN AVE, E-28, STUART, FL 34997-1938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RADIUS FINANCIAL GROUP INC |
| Dec 02, 2025 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Sep 12, 2017 | Warranty Deed, Transfer · Conventional Mortgage DORENE N CONRAD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 12, 2017 · Amount on Record |
| Deed Sale | Sep 12, 2017 · Amount on Record |
| Prior Sale | Sep 11, 2013 · Amount on Record |
| Deed Document Number | 20172654621 |
| Deed Book / Page | 2947 / 2268 |
| Prior Transfer Date | Mar 26, 2012 |
| Prior Transfer Doc | 0025671958 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 4885 SE CAPSTAN AVE # E28, E28, STUART, FL 34997-1938 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4885 SE CAPSTAN AVE E28, E28, STUART, FL 34997-1938 |
| Document Number | 0032060402 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 3206/402 |
| Instrument | 2874468 |
| Name | RADIUS FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | NORWELL, MA 02061 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 4885 SE CAPSTAN AVE # E28, E28, STUART, FL 34997-1938 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4885 SE CAPSTAN AVE 28, 28, STUART, FL 34997-1938 |
| Document Number | 0035352034 |
|---|---|
| Date | Dec 02, 2025 |
| Book Page | 3535/2034 |
| Instrument | 3158804 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Sep 12, 2017 |
| Property Address | 4885 SE CAPSTAN AVE # E-28, E-28, STUART, FL 34997-1938 |
| Document Number | 0029472268 |
| Book / Page | 002947 / 002268 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 2654621 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2017 |
| Title Company | PATCH REEF TITLE COMPANY INC, PATCH REEF TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,137.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4885 SE CAPSTAN AVE #E-28 STUART FL 349971938, E-28, STUART, FL 34997-1938 |
| Document Number | 29472271 |
|---|---|
| Date | Sep 12, 2017 |
| Book Page | 002947/002271 |
| Instrument | 2654622 |
| Name | DORENE N CONRAD |
|---|---|
| Address | 24 HARBOUR ISLE DR E # 5, FORT PIERCE, FL 34949 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Sep 11, 2019 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $161,900 (+5.99%) | $247,010 (+10.34%) Building $247,010 | |
| 2024 | $1,905.00 (+2.36%) | ||
| 2023 | $1,861.00 (+4.26%) Additional exemption filed | $152,756 (+3%) | $223,860 (+34.38%) Building $223,860 |
| 2022 | $1,785.00 Homeowner's exemption | $148,307 | $166,590 Building $166,590 |
Source: FEMA National Flood Hazard Layer as of April 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 70 units insured incl. 36 condo units |
| Nearby Flood Claims | 20 (1982–2021) |
| Claims Outside the SFHA | 3 of 20 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: TPC ACC Acquisition.
Based on FCC filings for 244 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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