4885 Co Rd 304, Fulton, MO 65251 Property Records

Callaway County property record for 4885 Co Rd 304, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	1 ba · 780 sqft · built 1920
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on File
Last Sale	$34,900 (Oct 2018)
Tax Bill	$553 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Sep 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-04.0-18.0-00-000-099.002`

Property Details

APN / Parcel Number

Primary APN	`13-04.0-18.0-00-000-099.002`
Alternative APN	`1304018000000090000`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	780 sqft Living Area
1st Floor Area	780 sqft
Basement Area	780 sqft

Exterior

Year Built	Built 1920
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Mixed
Carport	Carport
Carport Area	610 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	85 sqft
Deck Area	192 sqft
Shed	1 Shed
Shed Area	484 sqft

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Heating Fuel	Oil

Location & Zoning

Account Number	1304018000000099002
Street Address	4885 COUNTY ROAD 304
City	FULTON
State	MO
Zip	65251-5415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SEC 18
Jurisdiction	CALLAWAY MO
Township / Civil Division	WEST FULTON
Census Block Group	3
Census Block	3024
Census Tract	70500

Owner

4885 Co Rd 304 is owned by a company that bought it in October 2018.

Source: Callaway County records, as of January 14, 2026

Owner of Record	Company Name on File
Mailing Address	510 GAYLORD DR, FULTON, MO 65251-2520
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK STAR ONE
Sep 15, 2017	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Oct 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CALLAWAY BANK
Oct 29, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2018 · Amount on File
Deed Sale	Oct 29, 2018 · Amount on File
Deed Document Number	201807294
Deed Book / Page	475 / 810
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	4885 COUNTY ROAD 304, FULTON, MO 65251-5415
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0238/0817
Date	Apr 3, 2017
Book Page	D0238/0817
Instrument	201701986

Lender

Name	BANK STAR ONE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2032

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	4885 COUNTY ROAD 304, FULTON, MO 65251-5415
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0239/0635
Date	Sep 15, 2017
Book Page	D0239/0635
Instrument	201706542

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 6, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	4885 COUNTY ROAD 304, FULTON, MO 65251-5415
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201906334
Date	Oct 11, 2019
Instrument	201906334

Lender

Name	CALLAWAY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Oct 29, 2018
Property Address	4885 COUNTY ROAD 304, FULTON, MO 65251-5415
Document Number	000475/810
Book / Page	475 / 810
Instrument Date	Oct 25, 2018
Instrument	201807294
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 GAYLORD DR, FULTON, MO 65251-2520

Tax Assessment & Valuation

The 2025 property tax bill for 4885 Co Rd 304 was $553.

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$553.00	$9,139 (-)	$48,100 (-)
2024	$553.00 (+0.36%)	$9,139 (-)	$48,100 (-)
2023	$551.00 (+5.56%)	$9,139 (+5.48%)	$48,100
2022	$522.00	$8,664 Land $1,520 Building $7,144
2021			$45,600 Land $8,000 Building $37,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4885 Co Rd 304 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4885 Co Rd 304 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY 2 WATER DISTRICT serves 13,080 people · EPA ID MO3024085
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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