4885 55th St, Vero Beach, FL 32967 Property Records

Indian River County property record for 4885 55th St, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,092 sqft · built 2013
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Dec 2020)
Tax Bill	$4,831 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-39-16-00005-0000-00065.0`

Property Details

APN / Parcel Number

Primary APN	`32-39-16-00005-0000-00065.0`
Alternative APN	`45123`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,092 sqft Living Area
1st Floor Area	1,649 sqft
2nd Floor Area	1,443 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Clay Tile
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	164 ft deep x 66 ft wide
Garage Area	651 sqft
Driveway	Driveway
Driveway Area	1,008 sqft
Porch	Open Porch
Porch Area	256 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	45123
Street Address	4885 55TH ST
City	VERO BEACH
State	FL
Zip	32967-2435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	VEROLAGO PHASE 2 LOT 65 PBI 20-23
Legal Range	39
Legal Township	32
Legal Section	16
Legal Subdivision	VEROLAGO PHASE 2
Legal Phase	2
Legal Lot Number	65
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1019
Census Tract	50811

Owner

4885 55th St is owned and occupied by an individual who bought it in December 2020.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4885 55TH ST, VERO BEACH, FL 32967-2435
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Dec 21, 2020	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Jan 31, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2020 · Amount on File
Deed Sale	Dec 21, 2020 · Amount on File
Prior Sale	Jan 31, 2018 · Amount on File
Deed Document Number	3120200077538
Deed Book / Page	3370 / 814
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	4885 55TH ST, VERO BEACH, FL 32967-2435
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4885 55TH ST, VERO BEACH, FL 32967-2435

Mortgage

Document Number	0036361274
Date	Jul 19, 2023
Book Page	3636/1274
Instrument	3120230036299

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	VERO BEACH, FL 32960

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jun 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 21, 2020
Property Address	4885 55TH ST, VERO BEACH, FL 32967-2435
Document Number	0033700814
Book / Page	3370 / 814
Map Reference	MB 20 PG 23-29
Instrument Date	Dec 11, 2020
Instrument	3120200077538
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	PREMIER TTL PARTNERS OF FL L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 KEVIN RD, 18, EAST BRUNSWICK, NJ 08816-4259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1531 PRAIRIE DR, SAINT JOSEPH, MI 49085-8695

Mortgage

Document Number	3370816
Date	Dec 21, 2020
Instrument	3370/816

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jan 31, 2018
Property Address	4885 55TH ST, VERO BEACH, FL 32967-2435
Document Number	0030881920
Book / Page	3088 / 1920
Map Reference	MB20 PG23
Instrument Date	Jan 31, 2018
Instrument	3120180005622
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	HARBOR TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	707 HONEYBELL CT SW, 707, VERO BEACH, FL 32968-3846

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4855 55TH ST, VERO BEACH, FL 32967-2435

Mortgage

Document Number	3120180005623
Date	Jan 31, 2018
Instrument	3120180005623

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4885 55th St was $4,831.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,831.00	$355,032	$550,727 Land $46,750 Building $503,977
2023	$4,287.00 (+2.58%)	$334,977 (+3%)	$462,617 (+17.42%) Land $38,250 Building $424,367
2022	$4,179.00	$325,221	$393,996 Land $38,250 Building $355,746

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4885 55th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 94 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4885 55th St is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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