4885 199 Ln, Live Oak, FL 32060 Property Records

Suwannee County property record for 4885 199 Ln, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,879 sqft · built 2011
Lot Size	4.15 acres (180,774 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Mar 2020)
Tax Bill	$1,640 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`31-01S-12E-09750-000010`

Property Details

APN / Parcel Number

Primary APN	`31-01S-12E-09750-000010`
Alternative APN	`09750000010`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,879 sqft Living Area
1st Floor Area	1,879 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2021
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	180,774 sqft (4.15 acres)
Garage Area	400 sqft
Patio Area	417 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4885 199 LN
City	LIVE OAK
State	FL
Zip	32060-3401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 4.15 ACRES LOT 1 FALMOUTH PINES EST ORB 2175 P 39-40 WD YR 2020
Legal Range	12E
Legal Township	01S
Legal Section	31
Legal Subdivision	FALMOUTH PINES EST
Legal Lot Number	1
Legal Unit	1
Jurisdiction	SUWANNEE FL
Township / Civil Division	DOWLING PARK
Census Block Group	1
Census Block	1007
Census Tract	970304

Owner

Source: Suwannee County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4885 199 LN, LIVE OAK, FL 32060-3401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Mar 12, 2020	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Jan 22, 2018	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Apr 24, 2017	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2020 · Amount on Record
Deed Sale	Mar 12, 2020 · Amount on Record
Prior Sale	Apr 24, 2017 · Amount on Record
Deed Document Number	2020224308
Deed Book / Page	2175 / 39
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	4885 199 LN, LIVE OAK, FL 32060-3401
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	INLAND TITLE COMPANY, NOTLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4885 199 LN, LIVE OAK, FL 32060-3401

Mortgage

Document Number	0000248219
Date	Jan 25, 2022
Book Page	2330/14
Instrument	2022248219

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	May 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	4885 199 LN, LIVE OAK, FL 32060-3401
Transaction Type	Mortgage
Record Updated	May 31, 2021
Title Company	NATIONAL TITLE COMPANY (H, NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4885 199 LN, LIVE OAK, FL 32060-3401

Mortgage

Document Number	0000236671
Date	Apr 5, 2021
Book Page	2256/167
Instrument	2021236671

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Mar 12, 2020
Property Address	4885 199 LN, LIVE OAK, FL 32060-3401
Document Number	0000224308
Book / Page	2175 / 39
Map Reference	MB 1 PG 307
Instrument Date	Mar 10, 2020
Instrument	2020224308
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TLC NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	905 COUNTY ROAD 655, 905, ATHENS, TN 37303-6201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4885 199 LN, LIVE OAK, FL 32060-3401

Mortgage

Document Number	0000000041
Date	Mar 12, 2020
Instrument	2175/0041

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	4885 199 LN, LIVE OAK, FL 32060-3401
Document Number	0000199899
Book / Page	002029 / 000138
Instrument Date	Jan 22, 2018
Transaction Type	Mortgage
Record Updated	Feb 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4885 199 LN LIVE OAK FL 320603401, LIVE OAK, FL 32060-3401

Mortgage

Document Number	0000199899
Date	Jan 29, 2018
Book Page	002029/000138
Instrument	199899

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 28, 2028

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Apr 24, 2017
Property Address	4885 199 LN, LIVE OAK, FL 32060-3401
Document Number	0000192048
Book / Page	001982 / 000397
Instrument Date	Apr 21, 2017
Instrument	192048
Transaction Type	Transfer
Record Updated	May 1, 2017
Title Company	SUWANNEE VALLEY TITLE SERVICES INC, SUWANNEE VLY TITLE SVC INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16719 67TH CT N LOXAHATCHEE FL 334703332, LOXAHATCHEE, FL 33470-3332

Mortgage

Document Number	192049
Date	Apr 24, 2017
Book Page	001982/000399
Instrument	192049

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2047

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$338,572 (+171.71%) Land $37,350 Building $301,222	$338,572 (+12.35%) Land $37,350 Building $301,222
2024	$1,640.00 (+2.82%)
2023	$1,595.00 (+3.37%) Homeowner's exemption	$124,606 (+3%)	$301,360 (+27.59%) Land $29,050 Building $272,310
2022	$1,543.00 Homeowner's exemption	$120,977	$236,192 Land $29,050 Building $207,142

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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