Polk County property record for 4884 Osprey Way, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,483 sqft · built 2011 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $143,600 (Nov 2011) |
| Tax Bill | $2,002 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-12-339907-000500 |
| Primary APN | 25-28-12-339907-000500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,483 sqft Living Area |
| Gross Area | 2,053 sqft |
| 1st Floor Area | 1,483 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,492 sqft (0.172 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Florida Room |
| Porch Area | 178 sqft |
| Street Address | 4884 OSPREY WAY |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-9106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST JAMES CROSSING PB 149 PGS 44-45 LOT 50 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 12 |
| Legal Subdivision | ST JAMES CROSSING |
| Legal Tract | 339907 |
| Legal Block | 3 |
| Legal Lot Number | 50 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 13002 |
4884 Osprey Way is owned and occupied by two individuals who bought it in November 2011.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4884 OSPREY WAY, WINTER HAVEN, FL 33881-9106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2011 · Amount on File |
| Deed Sale | Nov 8, 2011 · Amount on File |
| Prior Sale | Jul 25, 2011 · Amount on File |
| Deed Document Number | 2011191066 |
| Deed Book / Page | 8511 / 196 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 4884 Osprey Way was $2,002 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,847 (+2.7%) | $214,222 (-2.2%) Land $42,000 Building $172,222 | |
| 2025 | $2,002.00 Homeowner's exemption | $148,829 | $219,037 Land $42,000 Building $177,037 |
| 2023 | $1,876.00 (+3.3%) Homeowner's exemption | $140,422 (+3%) | $233,148 (+15.58%) Land $40,000 Building $193,148 |
| 2022 | $1,816.00 Homeowner's exemption | $136,332 | $201,727 Land $40,000 Building $161,727 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4884 Osprey Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (2004) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4884 Osprey Way is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWER MANOR MOBILE HOME COMMUNITY private · serves 310 people · EPA ID FL6531837 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | WINTER HAVEN WATER DEPARTMENT |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: Frontier, Verizon.
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