4884 Hampton Cir S, Moorhead, MN 56560 Property Records

Clay County property record for 4884 Hampton Cir S, Moorhead, MN 56560

Property Summary

Property TypeSingle Family Home
Lot Size0.224 acres (9,787 sqft)
Owner2 Individual Names on File
Last Sale$578,987 (May 2022)
Tax Bill$8,698 (2026)
Deeds & MortgagesNov 2023 Mortgage
May 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN58.281.0620

Property Details

APN / Parcel Number

Primary APN58.281.0620

Exterior

Lot Area9,787 sqft (0.224 acres)

Location & Zoning

Street Address4884 HAMPTON CIR S
CityMOORHEAD
StateMN
Zip56560-7255
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLOCK 005 LOT 012 SUBDIVISIONCD 58281 SUBDIVISIONNAME HAMPTON PLACE 3RD ADDN
Legal SubdivisionHAMPTON PLACE 3RD ADDN
Legal Block5
Legal Lot Number12
JurisdictionCLAY MN
Township / Civil DivisionMOORHEAD
Census Block Group2
Census Block2025
Census Tract30110

Owner

4884 Hampton Cir S is owned and occupied by two individuals who bought it in May 2022.

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4884 HAMPTON CIR S, MOORHEAD, MN 56560-7255
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2023Deed of Trust, Mortgage · Conventional Mortgage
GATE CITY BANK
May 16, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FIRST INTERNATIONAL BANK
Sep 10, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST INTERNATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2022 · Amount on File
Deed SaleMay 13, 2022 · Amount on File
Prior SaleSep 10, 2021 · Amount on File
Deed Document Number20221412041
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MN
Property Address4884 HAMPTON CIR S, MOORHEAD, MN 56560-7255
Transaction TypeMortgage
Record UpdatedNov 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000841880
DateNov 3, 2023
Instrument841880
Lender
NameGATE CITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2053
Interest
Rate TypeAdjustable Rate
Rate7.87%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2020
Change Frequency6 Months
Min Rate At Change2.87%
Max Rate At Change12.8%
IndexOther
Max Rate12.8%

May 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCLAY MN
Recording DateMay 16, 2022
Property Address4884 HAMPTON CIR S, MOORHEAD, MN 56560-7255
Document Number0000828447
Instrument DateMay 13, 2022
Instrument828447
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 1, 2022
Title CompanyNOT AVAILABLE, REGENCY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,910.66
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4884 HAMPTON CIR S, MOORHEAD, MN 56560-7255

Mortgage

Document Number0000828448
DateMay 16, 2022
Instrument828448
Lender
NameFIRST INTERNATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MN
Recording DateSep 10, 2021
Property Address4884 HAMPTON CIR S, MOORHEAD, MN 56560-7255
Document Number0000820529
Instrument DateSep 8, 2021
Instrument820529
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

AmountAmount on Record
Tax$151.17
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1815 38TH ST S, FARGO, ND 58103-4443

Mortgage

Document Number0000820558
DateSep 10, 2021
Instrument820558
Lender
NameFIRST INTERNATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term12 Months
DueSep 15, 2022
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4884 Hampton Cir S was $8,698 with a homeowner's exemption.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyClay County
MunicipalityMoorhead City
Unified School DistrictMoorhead Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,698.00 Homeowner's exemption$524,700 (+2.5%) Land $54,500 Building $470,200$524,700 (+2.5%) Land $54,500 Building $470,200
2025$511,900 Land $51,800 Building $460,100$511,900 Land $51,800 Building $460,100
2023$7,460.00 Homeowner's exemption$487,400 Land $44,900 Building $442,500$487,400 Land $44,900 Building $442,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4884 Hampton Cir S in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4884 Hampton Cir S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMoorhead
serves 44,583 people · EPA ID MN1140008
Water SourceSurface water
Last State InspectionSep 2025
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
2,000 / 350
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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