4884 138th St W, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 4884 138th St W, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,154 sqft · built 1991
Lot Size	0.321 acres (13,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (May 2025)
Tax Bill	$6,586 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-73102-02-090`

Property Details

APN / Parcel Number

Primary APN	`01-73102-02-090`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,154 sqft Living Area
Gross Area	3,658 sqft
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1993
Construction Type	Wood
Lot Area	13,970 sqft (0.321 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4884 138TH ST W
City	SAINT PAUL
State	MN
Zip	55124-9223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERFIELD 3RD ADDITION 9 2
Legal Subdivision	SUMMERFIELD 3RD ADDITION
Legal Block	2
Legal Lot Number	90
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	3
Census Block	3011
Census Tract	60841

Owner

Source: Dakota County records, as of June 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4884 138TH ST W, SAINT PAUL, MN 55124-9223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Nov 30, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2025 · Amount on Record
Deed Sale	May 6, 2025 · Amount on Record
Prior Sale	Nov 30, 2020 · Amount on Record
Deed Document Number	20253674378
Prior Transfer Date	Mar 27, 2012
Prior Transfer Doc	0002864403
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Recording Date	May 21, 2026
Property Address	4884 138TH ST W, SAINT PAUL, MN 55124-9223
Document Number	0003725233
Instrument Date	May 15, 2026
Instrument	20263725233
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4884 138TH ST W, SAINT PAUL, MN 55124-9223

Mortgage

Document Number	0003725233,
Date	May 21, 2026
Instrument	20263725233

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Nov 30, 2020
Property Address	4884 138TH ST W, APPLE VALLEY, MN 55124-9223
Document Number	0003418494
Instrument Date	Nov 9, 2020
Instrument	3418494
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,336.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4884 138TH ST W, APPLE VALLEY, MN 55124-9223

Mortgage

Document Number	0003418495
Date	Nov 30, 2020
Instrument	3418495

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,586.00	$520,400 Land $106,100 Building $414,300	$520,400 Land $106,100 Building $414,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Metronet.

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