48831 Garden Dr, Morongo Valley, CA 92256 Property Records

San Bernardino County property record for 48831 Garden Dr, Morongo Valley, CA 92256

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,485 sqft · built 1954
Lot Size	0.319 acres (13,875 sqft)
Owner	Individual Name on Record
Last Sale	$344,500 (Nov 2021)
Tax Bill	$4,029 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone D (undetermined)
APN	`0584-094-02-0000`

Property Details

APN / Parcel Number

Primary APN	`0584-094-02-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,485 sqft Living Area
1st Floor Area	1,485 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,875 sqft (0.319 acres)
Lot Dimensions	125 ft deep x 111 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	27 sqft
Patio Area	27 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	48831 GARDEN DR
City	MORONGO VALLEY
State	CA
Zip	92256-9423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TRACT 4164 LOT 11
Legal Subdivision	MORONGO HIGHLANDS
Legal Tract	4164
Legal Block	2
Legal Lot Number	11
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	TWENTYNINE PALMS-YUCCA VALLEY
Census Block Group	2
Census Block	2023
Census Tract	10417

Owner

Source: San Bernardino County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5415 N SHERIDAN RD, 3701, CHICAGO, IL 60640-1949
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2021 · Amount on Record
Deed Sale	Nov 5, 2021 · Amount on Record
Prior Sale	Jun 4, 2003 · Amount on Record
Deed Document Number	2021503633
Prior Transfer Date	Feb 21, 2007
Prior Transfer Doc	0000220730
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 5, 2021
Property Address	48831 GARDEN DR, MORONGO VALLEY, CA 92256-9423
Document Number	0000503633
Map Reference	MB 54 PG 46
Instrument Date	Oct 6, 2021
Instrument	2021-0503633
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48831 GARDEN DRIVE #370 # 370, 370, CHICAGO, IL 60640

Mortgage

Document Number	0000503634
Date	Nov 5, 2021
Instrument	2021-0503634

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	48831 GARDEN DR, MORONGO VALLEY, CA 92256-9423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49867 PIONEER DR A, A, MORONGO VALLEY, CA 92256-9413

Mortgage

Document Number	0000375648
Date	Oct 2, 2020
Instrument	2020-0375648

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Morongo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$349,200 (+1.49%) Land $69,800 Building $279,400
2025	$4,029.00 (+1.26%) Homeowner's exemption	$344,082 (-2.08%) Land $68,817 Building $275,265
2023	$3,979.00 (+2.08%) Homeowner's exemption	$351,390 Land $70,278 Building $281,112
2022	$3,898.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	Feb 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 57% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER CO - MORONGO DEL SUR private · serves 1,715 people · EPA ID CA3610063
Water Source	Groundwater
Last State Inspection	Jun 2025
Also Mapped Here	CSA 70-F MORONGO
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Mojavewifi.com, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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