4882 State Rte 104, Oswego, NY 13126 Property Records

Oswego County and Scriba Town property record for 4882 State Rte 104, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,120 sqft · built 1982
Lot Size2.08 acres (90,605 sqft)
OwnerIndividual Name on File
Last Sale$26,000 (Nov 2008)
Tax Bill$3,998 (2026)
Deeds & MortgagesJan 2024 Mortgage
Aug 2022 Transfer
Flood ZoneZone X (minimal risk)
APN355600 113.00-02-06.12

Property Details

APN / Parcel Number

Primary APN355600 113.00-02-06.12
Alternative APNs
  • 560011300000020061200000
  • 355600 113.00-02-06.13

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleContemporary
Exterior MaterialWood
Lot Area90,605 sqft (2.08 acres)
Garage TypeMixed
Garage Area576 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchSlab
Porch Area278 sqft
Canopy240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4882 STATE ROUTE 104
CityOSWEGO
StateNY
Zip13126-5812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNONE
Legal DescriptionLOT 89 600-097-000
Legal Block2
Legal Lot Number6.130
JurisdictionOSWEGO NY
Township / Civil DivisionSCRIBA
Census Block Group2
Census Block2042
Census Tract21504

Owner

4882 State Rte 104 is owned by an individual who acquired it in August 2022.

Source: Oswego County and Scriba Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1 TAYLOR PL, BINGHAMTON, NY 13905-3914
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2024Deed of Trust, Mortgage · Conventional Mortgage
FULTON SAVINGS BANK
Aug 29, 2022Intrafamily Transfer, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2008 · Amount on File
Deed SaleNov 6, 2008 · Amount on File
Prior SaleMay 11, 1998 · Amount on File
Deed Document Number200812898
Last Transfer DateAug 26, 2022
Transfer Doc0000009391
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address4882 STATE ROUTE 104, OSWEGO, NY 13126-5812
Transaction TypeMortgage
Record UpdatedFeb 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 TAYLOR PL, BINGHAMTON, NY 13905-3914

Mortgage

Document Number0000000214
DateJan 8, 2024
InstrumentR-2024-000214
Lender
NameFULTON SAVINGS BANK
TypeBank
AddressFULTON, NY 13069
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 4, 2054

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSWEGO NY
Recording DateAug 29, 2022
Property Address4882 STATE ROUTE 104, OSWEGO, NY 13126-5812
Document Number0000009391
Instrument DateAug 26, 2022
InstrumentR-2022-009391
Transaction TypeTransfer
Record UpdatedFeb 26, 2024
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address4876 STATE ROUTE 104, OSWEGO, NY 13126-5812

Transferred To (Grantee/Buyer)

NameVerified Name
Address4876 STATE ROUTE 104, OSWEGO, NY 13126-5812

Tax Assessment & Valuation

The 2026 property tax bill for 4882 State Rte 104 was $3,998, up 1.2% from the year before.

Source: Oswego County and Scriba Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionScriba Town
Unified School DistrictMexico Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,998.00 (+1.24%)
2025$3,949.00$115,000 Land $19,000 Building $96,000$191,667 Land $31,667 Building $160,000
2023$70,000 Land $19,000 Building $51,000$102,941 Land $27,941 Building $75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4882 State Rte 104 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4882 State Rte 104 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCRIBA WD (OSWEGO)
serves 9,044 people · EPA ID NY3730037
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
Lead2 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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