48815 Pear St, Indio, CA 92201 Property Records

Riverside County property record for 48815 Pear St, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,028 sqft · built 2005
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$945,000 (Apr 2021)
Tax Bill	$15,694 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`602-430-021`

Property Details

APN / Parcel Number

Primary APN	`602-430-021`
Alternative APN	`649830021`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	4,028 sqft Living Area
Gross Area	5,259 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	735 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	649830021
Street Address	48815 PEAR ST
City	INDIO
State	CA
Zip	92201-8401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1050
Legal Description	.32 ACRES IN LOT 45 MB 353/057 TR 31684
Legal Subdivision	TRACT 31684
Legal Tract	31684
Legal Lot Number	45
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	3
Census Block	3013
Census Tract	45224

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48815 PEAR ST, INDIO, CA 92201-8401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 30, 2020	Grant Deed, Transfer · Conventional Mortgage LENDSURE MORTGAGE CORP
Aug 29, 2017	Grant Deed, Mortgage MECHANICS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2021 · Amount on Record
Deed Sale	Apr 13, 2021 · Amount on Record
Prior Sale	Sep 30, 2020 · Amount on Record
Deed Document Number	2021231435
Record Updated	Oct 29, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 13, 2021
Property Address	48815 PEAR ST, INDIO, CA 92201-8401
Document Number	0000231435
Map Reference	MB 353 PG 57-64
Instrument Date	Mar 2, 2021
Instrument	2021-0231435
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO IE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	48815 PEAR ST, INDIO, CA 92201-8401

Mortgage

Document Number	0000231436
Date	Apr 13, 2021
Instrument	2021-0231436

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 30, 2020
Property Address	48815 PEAR ST, INDIO, CA 92201-8401
Document Number	0000467976
Map Reference	MB 353 PG 57-64
Instrument Date	Aug 31, 2020
Instrument	2020-0467976
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIDELITY NATIONAL TTL CO IE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 W 9TH ST APT 702, 702, LOS ANGELES, CA 90015-4319

Mortgage

Document Number	0000467977
Date	Sep 30, 2020
Instrument	2020-0467977

Lender

Name	LENDSURE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2060

August 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 29, 2017
Property Address	48815 PEAR ST, INDIO, CA 92201-8401
Instrument Date	Aug 1, 2017
Instrument	358847
Transaction Type	Mortgage
Record Updated	Sep 7, 2017
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17 CORONEL PL ALISO VIEJO CA 926561631, ALISO VIEJO, CA 92656-1631

Mortgage

Document Number	0000358847
Date	Aug 29, 2017
Instrument	358847

Lender

Name	MECHANICS BK
Type	Bank
Address	18400 VON KARMAN AVE # 1100, IRVINE, CA 92612-0517

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Coachella Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,084,739 (+2%) Land $62,930 Building $1,021,809
2025	$15,694.00 (+8.09%)	$1,063,471 (+8.17%) Land $61,697 Building $1,001,774
2023	$14,520.00 (-1.58%)	$983,177 Land $59,302 Building $923,875
2022	$14,753.00
2021			$852,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile.

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