4881 Fox Rd, Oneida, NY 13421 Property Records

Oneida County and Verona Town property record for 4881 Fox Rd, Oneida, NY 13421

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,192 sqft · built 1992
Lot Size	2.65 acres (115,434 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,258 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Mar 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14725.2`

Property Details

APN / Parcel Number

Primary APN	`14725.2`
Alternative APNs	`620031000000010520020000` `306200 310.000-1-52.2`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,192 sqft Living Area
1st Floor Area	1,096 sqft
2nd Floor Area	1,096 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	115,434 sqft (2.65 acres)
Lot Dimensions	275 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	104 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14725.2
Street Address	4881 FOX RD
City	ONEIDA
State	NY
Zip	13421-3601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	52.002
Jurisdiction	ONEIDA NY
Township / Civil Division	VERONA
Census Block Group	2
Census Block	2058
Census Tract	24700

Owner

Source: Oneida County and Verona Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4881 FOX RD, ONEIDA, NY 13421-3601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Deed of Trust, Mortgage · Line of Credit AMERICU CU
Mar 30, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU
Feb 14, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 10, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	4881 FOX RD, ONEIDA, NY 13421-3601
Transaction Type	Mortgage
Record Updated	Apr 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003958
Date	Mar 30, 2023
Instrument	2023-003958

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	4881 FOX RD, ONEIDA, NY 13421-3601
Transaction Type	Mortgage
Record Updated	Apr 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003951
Date	Mar 30, 2023
Instrument	2023-003951

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2033

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	4881 FOX RD, ONEIDA, NY 13421-3601
Transaction Type	Mortgage
Record Updated	Mar 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002442
Date	Feb 14, 2022
Instrument	2022-002442

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	4881 FOX RD, ONEIDA, NY 13421-3601
Document Number	0000018248
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4881 FOX RD ONEIDA NY 134213601, ONEIDA, NY 13421-3601

Mortgage

Document Number	0000018248
Date	Dec 4, 2017
Instrument	18248

Lender

Name	CITIZENS BK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 3, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oneida County and Verona Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Verona Town
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,258.00 (+0.89%) Homeowner's exemption
2025	$7,194.00 (+307.82%)	$127,000 (-) Land $15,000 Building $112,000	$288,636 (+11.36%) Land $34,091 Building $254,545
2023		$127,000 (+1.6%) Land $15,000 Building $112,000	$259,184 (+18.19%) Land $30,612 Building $228,572
2022	$1,764.00 Homeowner's exemption	$125,000 Land $15,000 Building $110,000	$219,298 Land $26,316 Building $192,982

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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