San Diego County property record for 4881 Echo Hill Ln, Del Mar, CA 92014
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,714 sqft · built 1983 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,465,000 (Aug 2009) |
| Tax Bill | $20,170 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-202-14-00 |
| Primary APN | 302-202-14-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,714 sqft Living Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Lot Area | 50,094 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 2682131400 |
|---|---|
| Street Address | 4881 ECHO HILL LN |
| City | DEL MAR |
| State | CA |
| Zip | 92014-4121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | SEC 31-13-3W POR |
| Legal Range | 03W |
| Legal Township | 13 |
| Legal Section | 31 |
| Legal Subdivision | SAN BERNARDINO MERIDIAN |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 17306 |
Source: San Diego County records · APN 302-202-14-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4881 ECHO HILL LN, DEL MAR, CA 92014-4121 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Apr 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Oct 12, 2017 | Deed of Trust, Mortgage · ARM RESIDENTIAL WHOLESALE MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 13, 2009 · Amount on Record |
| Deed Sale | Aug 13, 2009 · Amount on Record |
| Prior Sale | Jun 15, 1990 · Amount on Record |
| Deed Document Number | 2009453315 |
| Prior Transfer Date | Oct 03, 2005 |
| Prior Transfer Doc | 0000917255 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4881 ECHO HILL LN, DEL MAR, CA 92014-4121 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4881 ECHO HILL LN, DEL MAR, CA 92014-4121 |
| Document Number | 0000329938 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 2021-0329938 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4881 ECHO HILL LN, DEL MAR, CA 92014-4121 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TICOR TITLE SAN DIEGO |
| Name | Verified Name |
|---|
| Document Number | 0000473052 |
|---|---|
| Date | Oct 12, 2017 |
| Instrument | 2017-0473052 |
| Name | RESIDENTIAL WHOLESALE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92130 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Nov 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Elementary School District | Solana Beach Elementary School District (KG - 06) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,928,842 (+2%) Land $1,145,457 Building $783,385 | |
| 2025 | $20,170.00 (+4.22%) Homeowner's exemption | $1,891,023 (+4.04%) Land $1,122,998 Building $768,025 |
| 2023 | $19,354.00 (+1.61%) Homeowner's exemption | $1,817,594 Land $1,079,392 Building $738,202 |
| 2022 | $19,048.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1998–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2010 · river or lake flooding |
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
May also be available: Race Telecommunications, T-Mobile USA, Verizon.
Based on FCC filings for 121 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SANTA FE I.D. serves 21,539 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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