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4881 E Armor St, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4881 E Armor St, Cave Creek, AZ 85331

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,002 sqft · built 1997
Lot Size0.197 acres (8,578 sqft)
OwnerIndividual Name on File
Last Sale$409,000 (Sep 2025)
Tax Bill$2,185 (2025)
Deeds & MortgagesSep 2025 Sale
Sep 2017 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN211-42-190

Property Details

APN / Parcel Number

Primary APN211-42-190
Alternative APN
  • 211421903

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,002 sqft Living Area
Gross Area2,152 sqft
1st Floor Area2,002 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialConcrete
Lot Area8,578 sqft (0.197 acres)
Parking Spaces3 Parking Spaces
Pool Area343 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address4881 E ARMOR ST
CityCAVE CREEK
StateAZ
Zip85331-6379
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionTATUM RANCH PARCEL 31A MCR 368-45
Legal SubdivisionTATUM RANCH PARCEL 31A
Legal Lot Number221
JurisdictionMARICOPA AZ
Township / Civil DivisionDEER VALLEY
Census Block Group2
Census Block2003
Census Tract612900

Owner

Source: Maricopa County records · APN 211-42-190

Assessment roll updated October 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4881 E ARMOR ST, CAVE CREEK, AZ 85331-6379
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2025Quit Claim Deed, Transfer
SERVICELINK CRS, SERVICELINK LLC
Sep 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
BMO HARRIS BANK NA
Oct 30, 2020Warranty Deed, Transfer · Conventional Mortgage
V I P MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 19, 2025 · Amount on Record
Deed SaleSep 19, 2025 · Amount on Record
Prior SaleAug 11, 2025 · Amount on Record
Deed Document Number2025541009
Prior Transfer DateMar 21, 2013
Prior Transfer Doc0000283708
Record UpdatedSep 20, 2026

September 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateSep 19, 2025
Property Address4881 E ARMOR ST, CAVE CREEK, AZ 85331-6379
Document Number0000541009
Map ReferenceMB 368 PG 45
Instrument DateAug 15, 2025
Instrument20250541009
Transaction TypeTransfer
Record UpdatedOct 01, 2025
Title CompanySERVICELINK CRS, SERVICELINK LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name
Address4881 E ARMOR ST, CAVE CREEK, AZ 85331-6379

Transferred To (Grantee/Buyer)

NameVerified Name
Address4881 E ARMOR ST, CAVE CREEK, AZ 85331-6379

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4881 E ARMOR ST, CAVE CREEK, AZ 85331-6379
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000712391
DateSep 27, 2017
Instrument2017-0712391
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateOct 30, 2020
Property Address4881 E ARMOR ST, CAVE CREEK, AZ 85331-6379
Document Number0001055278
Map ReferenceMB 368 PG 45
Instrument DateOct 28, 2020
Instrument20201055278
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyPIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6110 E DESERT VISTA TRL, 6110, CAVE CREEK, AZ 85331-3477

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4881 E ARMOR ST, CAVE CREEK, AZ 85331-6379

Mortgage

Document Number0001055279
DateOct 30, 2020
Instrument20201055279
Lender
NameV I P MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictCave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$58,150 (+57.61%)$581,500 (+1.71%) Land $116,300 Building $465,200
2025$2,185.00 (+2.82%)$36,894 (-39%)$571,700 (-5.47%) Land $114,300 Building $457,400
2024$2,125.00 (+4.32%)$60,480$604,800 Land $120,900 Building $483,900
2023$2,037.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk · 1% annual chance, depth under 1 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimJul 2022 · tidal / storm surge

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
AirFiber WISP
Fixed Wireless		1,000 / 500
BAM Broadband OpCo
Fixed Wireless · not low latency		1,000 / 100
Verizon
Fixed Wireless		300 / 20
Lumen Technologies
DSL		140 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 637 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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