4880 Mountain View Dr, Lotus, CA 95651 Property Records

El Dorado County property record for 4880 Mountain View Dr, Lotus, CA 95651

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,686 sqft · built 2006
Lot Size	10 acres (435,600 sqft)
Owner	Company Name on Record
Last Sale	$550,500 (May 2013)
Tax Bill	$7,896 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-011-015-000`

Property Details

APN / Parcel Number

Primary APN	`006-011-015-000`
Alternative APNs	`00601115100` `0060111510`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,686 sqft Living Area
1st Floor Area	2,686 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	435,600 sqft
Terrain	Combination
Garage Type	Attached
Garage Area	2,640 sqft
Parking Spaces	4 Parking Spaces
Patio Area	2,686 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Street Address	4880 MOUNTAIN VIEW DR
City	LOTUS
State	CA
Zip	95651-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE5
Legal Description	SEC 19 11 10
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1011
Census Tract	30901

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4880 MOUNTAIN VIEW DR, LOTUS, CA 95651-9714
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 15, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2013 · Amount on Record
Deed Sale	May 24, 2013 · Amount on Record
Prior Sale	Apr 29, 2005 · Amount on Record
Deed Document Number	201326384
Last Transfer Date	Jun 10, 2020
Transfer Doc	0000028225
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4880 MOUNTAIN VIEW DR, LOTUS, CA 95651-9714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034639
Date	Aug 18, 2017
Instrument	2017-0034639

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 16, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Jun 15, 2020
Property Address	4880 MOUNTAIN VIEW DR, LOTUS, CA 95651-9714
Document Number	0000028225
Instrument Date	Jun 10, 2020
Instrument	2020-0028225
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4880 MOUNTAIN VIEW DR, LOTUS, CA 95651-9714

Mortgage

Document Number	0000028226
Date	Jun 15, 2020
Instrument	2020-0028226

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 15, 2020
Property Address	4880 MOUNTAIN VIEW DR, LOTUS, CA 95651-9714
Document Number	0000028227
Instrument Date	Jun 9, 2020
Instrument	28227
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4880 MOUNTAIN VIEW DR LOTUS CA 956519714, LOTUS, CA 95651-9714

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$772,171 (+2%) Land $207,240 Building $564,931
2025	$7,896.00 (+4.13%) Homeowner's exemption	$757,031 (+4.04%) Land $203,177 Building $553,854
2023	$7,583.00 (+1.47%) Homeowner's exemption	$727,638 Land $195,289 Building $532,349
2022	$7,473.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 84% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

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