4880 Koa Rd, Rochester, IL 62563 Property Records

Sangamon County property record for 4880 Koa Rd, Rochester, IL 62563

Property Summary

Property Type	Single Family Home
Lot Size	1.01 acres (44,260 sqft)
Owner	Individual Name on Record
Tax Bill	$4,916 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-05.0-426-001`

Property Details

APN / Parcel Number

Primary APN	`30-05.0-426-001`
Alternative APN	`30050426001 (CHECK DIGIT = 5)`

Exterior

Lot Area	44,260 sqft (1.01 acres)

Location & Zoning

Account Number	30050426001
Street Address	4880 KOA RD
City	ROCHESTER
State	IL
Zip	62563-6115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	L 9 WHISPERING MEADOWS
Legal Subdivision	WHISPERING MDWS SUB
Jurisdiction	SANGAMON IL
Township / Civil Division	COTTON HILL
Census Block Group	3
Census Block	3008
Census Tract	3901

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4880 KOA RD, ROCHESTER, IL 62563-6115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Feb 3, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	4880 KOA RD, ROCHESTER, IL 62563-6115
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R10408
Date	Apr 19, 2021
Instrument	2021R10408

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Feb 3, 2017
Property Address	4880 KOA RD, ROCHESTER, IL 62563-6115
Document Number	2017R02936
Instrument Date	Feb 2, 2017
Instrument	2017R02936
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4880 KOA RD, ROCHESTER, IL 62563-6115

Mortgage

Document Number	2017R02937
Date	Feb 3, 2017
Instrument	2017R02937

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.38%

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Cotton Hill Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,916.00 (+17.92%)	$81,351 (+29.43%) Land $6,055 Building $75,296	$244,053 (+29.43%) Land $18,165 Building $225,888
2022	$4,169.00 Homeowner's exemption	$62,853 Land $4,678 Building $58,175	$188,559 Land $14,034 Building $174,525

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, T-Mobile, Verizon.

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