4880 Co Rd 7, Florence, AL 35633 Property Records

Lauderdale County property record for 4880 Co Rd 7, Florence, AL 35633

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,117 sqft · built 1960
Lot Size	8.88 acres (386,813 sqft)
Owner	Individual Name on Record
Last Sale	$163,000 (May 2020)
Tax Bill	$591 (2025)
Deeds & Mortgages	Nov 2017 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-03-05-0-000-001-000`

Property Details

APN / Parcel Number

Primary APN	`15-03-05-0-000-001-000`
Alternative APNs	`054931` `19534` `54931`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,117 sqft Living Area
1st Floor Area	2,117 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Exterior Material	Brick
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	386,813 sqft (8.88 acres)
Garage Type	Mixed
Garage Area	980 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	54931
Street Address	4880 COUNTY ROAD 7
City	FLORENCE
State	AL
Zip	35633-6102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	8.88 AC/D 8 AC/C PT OF NW/4 OF NW/4 SEC 04 AND PT OF NE/4 OF NE/4 SEC 5 T2S R11W LESS ROAD ROW
Legal Range	11W
Legal Township	02S
Legal Section	05
Jurisdiction	LAUDERDALE AL
Township / Civil Division	CLOVERDALE
Census Block Group	2
Census Block	2000
Census Tract	11401

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4880 COUNTY ROAD 7, FLORENCE, AL 35633-6102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT
May 22, 2020	Warranty Deed, Transfer · Conventional Mortgage BBVA USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2020 · Amount on Record
Deed Sale	May 22, 2020 · Amount on Record
Prior Sale	May 31, 2013 · Amount on Record
Deed Document Number	0202023215
Deed Book / Page	2020 / 23215
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	4880 COUNTY ROAD 7, FLORENCE, AL 35633-6102
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/51495
Date	Nov 21, 2017
Book Page	2017/51495

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	May 22, 2020
Property Address	4880 COUNTY ROAD 7, FLORENCE, AL 35633-6102
Document Number	2020/23215
Book / Page	2020 / 23215
Instrument Date	May 21, 2020
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 MEADOWVIEW LN, FLORENCE, AL 35633-7457

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4880 COUNTY ROAD 7, FLORENCE, AL 35633-6102

Mortgage

Document Number	2020/23217
Date	May 22, 2020
Book Page	2020/23217

Lender

Name	BBVA USA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$591.00 (-35.2%) Homeowner's exemption	$18,520 (-33.14%)	$286,220 (+3.38%) Land $109,200 Building $177,020
2024	$912.00 (+1.79%) Homeowner's exemption	$27,700 (+184.39%) Land $10,620 Building $17,080	$276,860 (+7.17%) Land $106,200 Building $170,660
2023	$896.00 (+18.52%) Homeowner's exemption	$9,740 (-55.4%) Land $9,740	$258,340 (+18.34%) Land $97,400 Building $160,940
2022	$756.00 Homeowner's exemption	$21,840	$218,300 Land $85,400 Building $132,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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