4880 Chisholm Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4880 Chisholm Rd, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,747 sqft · built 2003
Lot Size0.528 acres (22,999 sqft)
Owner2 Individual Names on File
Last Sale$86,200 (Jan 2022)
Tax Bill$2,731 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Jan 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-25-31-4910-0045-0070

Property Details

APN / Parcel Number

Primary APN29-25-31-4910-0045-0070
Alternative APNs
  • 253129491000450070
  • 114618

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,747 sqft Living Area
Gross Area2,393 sqft
1st Floor Area1,747 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area22,999 sqft (0.528 acres)
Lot Width150 ft Width
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area226 sqft
Shed1 Shed
Shed Area70 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4880 CHISHOLM RD
CitySAINT CLOUD
StateFL
Zip34771-9019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN OF RUNNYMEDE PB 1 PGS 4-5 BLK 45 LOTS 7, 8 30/25/31
Legal Range31E
Legal Township25S
Legal Section29
Legal SubdivisionRUNNYMEDE NORTH HALF TOWN OF
Legal Tract4910
Legal Block45
Legal Lot Number7
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1035
Census Tract43600

Owner

Source: Osceola County records · APN 29-25-31-4910-0045-0070

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4880 CHISHOLM RD, SAINT CLOUD, FL 34771-9019
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2022Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Jan 05, 2022Quit Claim Deed, Transfer · Conventional Mortgage
ADDITION FINANCIAL CU
Dec 30, 2019Warranty Deed, Transfer · FHA Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 05, 2022 · Amount on Record
Deed SaleJan 05, 2022 · Amount on Record
Prior SaleDec 30, 2019 · Amount on Record
Deed Document Number20222593
Deed Book / Page6122 / 2815
Prior Transfer DateDec 28, 2021
Prior Transfer Doc0061222815
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4880 CHISHOLM RD, SAINT CLOUD, FL 34771-9019
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4880 CHISHOLM RD, SAINT CLOUD, FL 34771-9019

Mortgage

Document Number0061741539
DateMar 18, 2022
Book Page6174/1539
Instrument2022043422
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 28, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJan 05, 2022
Property Address4880 CHISHOLM RD, SAINT CLOUD, FL 34771-9019
Document Number0061222815
Book / Page6122 / 2815
Map ReferenceMB 1 PG 4&5
Instrument DateDec 28, 2021
Instrument2022002593
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyPRIMERA TITLE LLC

Transaction

AmountAmount Recorded
Tax$603.40
Amount AccuracyRounded by County
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4880 CHISHOLM RD, SAINT CLOUD, FL 34771-9019

Mortgage

Document Number0061222816
DateJan 05, 2022
Instrument6122/2816
Lender
NameADDITION FINANCIAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 30, 2019
Property Address4880 CHISHOLM RD, SAINT CLOUD, FL 34771-9019
Document Number0056491124
Book / Page5649 / 1124
Map ReferenceMB 1 PG 4&5
Instrument DateDec 30, 2019
Instrument2019168859
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,834.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10338 COMMONS PARK, 10338, ORLANDO, FL 32832

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4880 CHISHOLM RD, SAINT CLOUD, FL 34771-9019

Mortgage

Document Number0056491125
DateDec 30, 2019
Instrument5649/1125
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,731.00 (+5.98%) Homeowner's exemption$186,580 (+6.66%)$304,800 (+9.68%) Land $65,000 Building $239,800
2024$2,577.00 (+2.92%)
2023$2,504.00 (+4.81%) Homeowner's exemption$174,937 (+3%)$277,900 (+19.17%) Land $65,000 Building $212,900
2022$2,389.00 Homeowner's exemption$169,842$233,200 Land $52,000 Building $181,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 278 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
253 of 278 on primary residences
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Flood Events
  • Hurricane Ian (Sep 2022), 4 claims
  • Hurricane Ian (Sep 2022), 3 claims
  • Hurricane Irma (Sep 2017), 6 claims

Wildfire

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire LikelihoodAbout 1 in 257 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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