Osceola County property record for 4880 Chisholm Rd, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,747 sqft · built 2003 |
| Lot Size | 0.528 acres (22,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $86,200 (Jan 2022) |
| Tax Bill | $2,731 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-25-31-4910-0045-0070 |
| Primary APN | 29-25-31-4910-0045-0070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,747 sqft Living Area |
| Gross Area | 2,393 sqft |
| 1st Floor Area | 1,747 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,999 sqft (0.528 acres) |
| Lot Width | 150 ft Width |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 226 sqft |
| Shed | 1 Shed |
| Shed Area | 70 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4880 CHISHOLM RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN OF RUNNYMEDE PB 1 PGS 4-5 BLK 45 LOTS 7, 8 30/25/31 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 29 |
| Legal Subdivision | RUNNYMEDE NORTH HALF TOWN OF |
| Legal Tract | 4910 |
| Legal Block | 45 |
| Legal Lot Number | 7 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 43600 |
Source: Osceola County records · APN 29-25-31-4910-0045-0070
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4880 CHISHOLM RD, SAINT CLOUD, FL 34771-9019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jan 05, 2022 | Quit Claim Deed, Transfer · Conventional Mortgage ADDITION FINANCIAL CU |
| Dec 30, 2019 | Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 05, 2022 · Amount on Record |
| Deed Sale | Jan 05, 2022 · Amount on Record |
| Prior Sale | Dec 30, 2019 · Amount on Record |
| Deed Document Number | 20222593 |
| Deed Book / Page | 6122 / 2815 |
| Prior Transfer Date | Dec 28, 2021 |
| Prior Transfer Doc | 0061222815 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4880 CHISHOLM RD, SAINT CLOUD, FL 34771-9019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4880 CHISHOLM RD, SAINT CLOUD, FL 34771-9019 |
| Document Number | 0061741539 |
|---|---|
| Date | Mar 18, 2022 |
| Book Page | 6174/1539 |
| Instrument | 2022043422 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 05, 2022 |
| Property Address | 4880 CHISHOLM RD, SAINT CLOUD, FL 34771-9019 |
| Document Number | 0061222815 |
| Book / Page | 6122 / 2815 |
| Map Reference | MB 1 PG 4&5 |
| Instrument Date | Dec 28, 2021 |
| Instrument | 2022002593 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | PRIMERA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $603.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4880 CHISHOLM RD, SAINT CLOUD, FL 34771-9019 |
| Document Number | 0061222816 |
|---|---|
| Date | Jan 05, 2022 |
| Instrument | 6122/2816 |
| Name | ADDITION FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 30, 2019 |
| Property Address | 4880 CHISHOLM RD, SAINT CLOUD, FL 34771-9019 |
| Document Number | 0056491124 |
| Book / Page | 5649 / 1124 |
| Map Reference | MB 1 PG 4&5 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 2019168859 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,834.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10338 COMMONS PARK, 10338, ORLANDO, FL 32832 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4880 CHISHOLM RD, SAINT CLOUD, FL 34771-9019 |
| Document Number | 0056491125 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 5649/1125 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,731.00 (+5.98%) Homeowner's exemption | $186,580 (+6.66%) | $304,800 (+9.68%) Land $65,000 Building $239,800 |
| 2024 | $2,577.00 (+2.92%) | ||
| 2023 | $2,504.00 (+4.81%) Homeowner's exemption | $174,937 (+3%) | $277,900 (+19.17%) Land $65,000 Building $212,900 |
| 2022 | $2,389.00 Homeowner's exemption | $169,842 | $233,200 Land $52,000 Building $181,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 278 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force 253 of 278 on primary residences |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Flood Events |
|
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 257 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures