4880 Bela Dr, San Jose, CA 95129 Property Records

Santa Clara County property record for 4880 Bela Dr, San Jose, CA 95129

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,645 sqft · built 1959
Lot Size	0.136 acres (5,940 sqft)
Owner	2 Individual Names on Record
Last Sale	$834,000 (May 2007)
Tax Bill	$17,592 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2021 Mortgage + 6 more
Flood Zone	Zone D (undetermined)
APN	`381-04-065`

Property Details

APN / Parcel Number

Primary APN	`381-04-065`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,645 sqft Living Area
Gross Area	1,146 sqft
1st Floor Area	1,146 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,940 sqft (0.136 acres)
Lot Dimensions	99 ft deep x 60 ft wide
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	4880 BELA DR
City	SAN JOSE
State	CA
Zip	95129-4403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 2295 SARATOGA TERRACE NO 2 BOOK 102 PAGE 15 LOT 123
Legal Subdivision	SARATOGA TERRACE 02
Legal Tract	2295
Legal Lot Number	123
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2014
Census Tract	506202

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4880 BELA DR, SAN JOSE, CA 95129-4403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED NATIONS FCU
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PARTNERS CU
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIGITAL FCU
Apr 20, 2018	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CTRL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2007 · Amount on Record
Deed Sale	May 2, 2007 · Amount on Record
Prior Sale	Jun 3, 2004 · Amount on Record
Deed Document Number	200719408622
Prior Transfer Date	Oct 13, 1998
Prior Transfer Doc	0014459177
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4880 BELA DR, SAN JOSE, CA 95129-4403
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4880 BELA DR, SAN JOSE, CA 95129-4403

Mortgage

Document Number	0025054493
Date	Aug 4, 2021
Instrument	25054493

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Sep 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.87%
Index	Other
Margin	3
Max Rate	7.87%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4880 BELA DR, SAN JOSE, CA 95129-4403
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4880 BELA DR, SAN JOSE, CA 95129-4403

Mortgage

Document Number	0025023211
Date	Jul 9, 2021
Instrument	25023211

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jul 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.62%
Index	Other
Margin	3
Max Rate	7.62%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4880 BELA DR, SAN JOSE, CA 95129-4403
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4880 BELA DR, SAN JOSE, CA 95129-4403

Mortgage

Document Number	0025182036
Date	Dec 1, 2021
Instrument	25182036

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4880 BELA DR, SAN JOSE, CA 95129-4403
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4880 BELA DR, SAN JOSE, CA 95129-4403

Mortgage

Document Number	0025103253
Date	Sep 17, 2021
Instrument	25103253

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Type Change Date	Oct 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.99%
Index	Other
Margin	3
Max Rate	7.99%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4880 BELA DR, SAN JOSE, CA 95129-4403
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4880 BELA DR, SAN JOSE, CA 95129-4403

Mortgage

Document Number	0025136124
Date	Oct 18, 2021
Instrument	25136124

Lender

Name	UNITED NATIONS FCU
Type	Credit Union
Address	LONG ISLAND CITY, NY 11101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	1.87%
Type Change Date	Nov 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.5%
Max Rate At Change	4.87%
Index	5-Year CMT
Max Rate	7.87%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4880 BELA DR, SAN JOSE, CA 95129-4403
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4880 BELA DR, SAN JOSE, CA 95129-4403

Mortgage

Document Number	0025261679
Date	Mar 16, 2022
Instrument	25261679

Lender

Name	FINANCIAL PARTNERS CU
Type	Credit Union
Address	DOWNEY, CA 90242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Apr 1, 2037
Change Frequency	5 Years
Min Rate At Change	2.5%
Max Rate At Change	4.37%
Index	5-Year CMT
Max Rate	7.37%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4880 BELA DR, SAN JOSE, CA 95129-4403
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024450097
Date	Apr 8, 2020
Instrument	24450097

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4880 BELA DR, SAN JOSE, CA 95129-4403
Document Number	0023917421
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	May 3, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4880 BELA DR SAN JOSE CA 951294403, SAN JOSE, CA 95129-4403

Mortgage

Document Number	0023917421
Date	Apr 25, 2018
Instrument	23917421

Lender

Name	COMMONWEALTH CTRL CU
Type	Credit Union
Address	SAN JOSE, CA 95164-1690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	Campbell Union High School District (09 - 12)
Elementary School District	Moreland School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,306,978 (+2%) Land $729,750 Building $577,228
2025	$17,592.00 (+3.86%) Homeowner's exemption	$1,281,352 (+4.04%) Land $715,442 Building $565,910
2023	$16,938.00 (+1.51%) Homeowner's exemption	$1,231,597 Land $687,661 Building $543,936
2022	$16,686.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet, Verizon.

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