488 Windmill Dr, Bandera, TX 78003 Property Records

Bandera County property record for 488 Windmill Dr, Bandera, TX 78003

Property Summary

Property Type	Rural Home
Details	2,251 sqft · built 2016
Lot Size	5.67 acres (246,985 sqft)
Owner	Individual Name on File
Last Sale	$437,500 (Jun 2020)
Tax Bill	$3,944 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13350-00002-0220`

Property Details

APN / Parcel Number

Primary APN	`13350-00002-0220`
Alternative APN	`164447`

Interior

Stories	1 Story
Building Area	2,251 sqft Living Area
1st Floor Area	2,251 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Metal
Construction Type	Steel Frame
Roof Material	Metal
Lot Area	246,985 sqft (5.67 acres)
Garage Type	Mixed
Garage Area	1,200 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	2,032 sqft
Patio Area	496 sqft
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13350-00002-0220
Street Address	488 WINDMILL DR
City	BANDERA
State	TX
Zip	78003-5948
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	HICKS WINDMILL PASTURE 2 LT 22 5.67 ACRES
Legal Subdivision	HICKS WINDMILL PASTURE
Legal Tract	22
Legal Lot Number	22
Jurisdiction	BANDERA TX
Township / Civil Division	BANDERA
Census Block Group	1
Census Block	1006
Census Tract	103

Owner

488 Windmill Dr, a rural home, is owned and occupied by an individual who bought it in June 2020.

Source: Bandera County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	488 WINDMILL DR, BANDERA, TX 78003-5948
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Jun 24, 2020	Vendor's Lien, Transfer · Conventional Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2020 · Amount on File
Deed Sale	Jun 24, 2020 · Amount on File
Prior Sale	May 27, 2015
Deed Document Number	2020237539
Deed Book / Page	1179 / 383
Prior Transfer Date	Feb 4, 2014
Prior Transfer Doc	000979/790
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANDERA TX
Property Address	488 WINDMILL DR, BANDERA, TX 78003-5948
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 WINDMILL DR, BANDERA, TX 78003-5948

Mortgage

Document Number	001402/699
Date	Mar 17, 2026
Book Page	1402/699
Instrument	273871

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BANDERA TX
Recording Date	Jun 24, 2020
Property Address	488 WINDMILL DR, BANDERA, TX 78003-5948
Document Number	1179/383
Book / Page	1179 / 383
Map Reference	VOL 6 PG 187&188
Instrument Date	Jun 22, 2020
Instrument	237539
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	NOT AVAILABLE, MEMBERS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 WINDMILL DR, BANDERA, TX 78003-5948

Mortgage

Document Number	237540
Date	Jun 24, 2020
Instrument	237540

Lender

Name	PENTAGON FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 488 Windmill Dr was $3,944 with exemptions applied, down 13.3% from the year before.

Source: Bandera County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bandera County
Unified School District	Bandera Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,944.00 (-13.34%) Homeowner's exemption Senior Citizen's exemption	$585,640	$664,160 Land $189,060 Building $475,100
2024	$4,551.00 (-25.58%)
2023	$6,115.00 Homeowner's exemption Senior Citizen's exemption	$724,800 Land $276,000 Building $448,800	$724,800 Land $276,000 Building $448,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 488 Windmill Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	May 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 488 Windmill Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BEC Fiber Fiber	1,000 / 1,000

May also be available: Hill Country Telecommunications, T-Mobile.

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