488 Willow Lake Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 488 Willow Lake Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,496 sqft · built 2020
Lot Size	0.28 acres (12,196 sqft)
Owner	Company Name on File
Last Sale	$352,490 (Jul 2020)
Tax Bill	$334 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028991-1920`

Property Details

APN / Parcel Number

Primary APN	`028991-1920`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	2,496 sqft Living Area
Gross Area	3,136 sqft
1st Floor Area	2,496 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,196 sqft (0.28 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	488 WILLOW LAKE DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-9346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	93/36-44 GRAN LAKE PHASE 2 LOT 192 OR4985/1785
Legal Range	28E
Legal Township	07S
Legal Section	41
Legal Subdivision	GRAN LAKE PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	192
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1000
Census Tract	20906

Owner

Source: St. Johns County records · APN 028991-1920

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	488 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9346
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 09, 2020 · Amount on Record
Deed Sale	Jul 09, 2020 · Amount on Record
Deed Document Number	202055148
Deed Book / Page	4985 / 1785
Record Updated	Jun 08, 2026

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 09, 2020
Property Address	488 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9346
Document Number	0049851785
Book / Page	4985 / 1785
Map Reference	MB 93 PG 36-44
Instrument Date	Jul 08, 2020
Instrument	2020055148
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,467.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9346

Mortgage

Document Number	49851787
Date	Jul 09, 2020
Instrument	4985/1787

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$361,623 (+2.7%)	$471,707 (-1.27%) Land $125,000 Building $346,707
2025	$334.00 (+31.5%) Disabled Person's exemption Veteran's exemption	$352,116 (+2.9%)	$477,757 (-2.13%) Land $115,000 Building $362,757
2024	$254.00 Disabled Person's exemption Veteran's exemption	$342,192 (+3%)	$488,153 (+4.08%) Land $110,000 Building $378,153
2023	$254.00 (+7.63%) Disabled Person's exemption Veteran's exemption	$332,225 (+3%)	$469,030 (+15.69%) Land $106,000 Building $363,030
2022	$236.00 Disabled Person's exemption Veteran's exemption	$322,549	$405,430 Land $84,000 Building $321,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 22% of Florida
Wildfire Likelihood	About 1 in 962 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.