Kennebec County and Belgrade Town property record for 488 West Rd, Belgrade, ME 04917
| Property Type | Single Family Home |
|---|---|
| Details | 1,789 sqft |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $206,500 (Oct 2019) |
| Tax Bill | $3,333 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BELG M:05 L:007B |
| Primary APN | BELG M:05 L:007B |
|---|---|
| Alternative APN |
|
| Building Area | 1,789 sqft Living Area |
|---|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 43,560 sqft (1 acres) |
| Account Number | 95 |
|---|---|
| Street Address | 488 WEST RD |
| City | BELGRADE |
| State | ME |
| Zip | 04917-4211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 7B |
| Jurisdiction | BELGRADE ME |
| Township / Civil Division | BELGRADE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 16000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
488 West Rd is owned and occupied by an individual who bought it in October 2019.
Source: Kennebec County and Belgrade Town records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 488 WEST RD, BELGRADE, ME 04917-4211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2022 | Deed of Trust, Mortgage · Line of Credit NEW DIMENSIONS FEDERAL CREDIT UNION |
| Nov 19, 2020 | Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC |
| Oct 1, 2019 | Warranty Deed, Transfer · VA Mortgage EMBRACE HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2019 · Amount on File |
| Deed Sale | Oct 1, 2019 · Amount on File |
| Deed Document Number | 201922743 |
| Deed Book / Page | 13352 / 113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELGRADE ME |
| Property Address | 488 WEST RD, BELGRADE, ME 04917-4211 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022030382 |
|---|---|
| Date | Dec 21, 2022 |
| Book Page | 14659/179 |
| Instrument | 2022030382 |
| Name | NEW DIMENSIONS FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELGRADE ME |
| Property Address | 488 WEST RD, BELGRADE, ME 04917-4211 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2020029976 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 13793/88 |
| Instrument | 2020029976 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELGRADE ME |
| Recording Date | Oct 1, 2019 |
| Property Address | 488 WEST RD, BELGRADE, ME 04917-4211 |
| Document Number | 2019022743 |
| Book / Page | 13352 / 113 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 2019022743 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445 W RIVER RD, AUGUSTA, ME 04330-8148 |
| Document Number | 2019022744 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 2019022744 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 488 West Rd was $3,333, up 11.6% from the year before.
Source: Kennebec County and Belgrade Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| County Subdivision | Belgrade Town |
| Unified School District | Regional School Unit 18 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,333.00 (+11.58%) | $314,400 (-) Land $49,700 Building $264,700 |
| 2024 | $2,987.00 (+6.15%) | $314,400 (-) Land $49,700 Building $264,700 |
| 2023 | $2,814.00 (+6.27%) | $314,400 (+82.58%) Land $49,700 Building $264,700 |
| 2022 | $2,648.00 | $172,200 Land $37,000 Building $135,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 488 West Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | Jun 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 488 West Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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