McDowell County property record for 488 Warbler Ln, Black Mountain, NC 28711
| Property Type | Agricultural Vacant Land |
|---|---|
| Lot Size | 4.22 acres (183,823 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,000 (Oct 2019) |
| Tax Bill | $813 (2025) |
| Deeds & Mortgages | Nov 2024 Sale Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0638-00-60-6014 |
| Primary APN | 0638-00-60-6014 |
|---|---|
| Alternative APNs |
|
| Lot Area | 183,823 sqft (4.22 acres) |
|---|
| Account Number | 83015 |
|---|---|
| Street Address | 488 WARBLER LN |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-8903 |
| Property Category | Agriculture or Farming |
| Property Type | Vacant Land > Agricultural |
| Legal Description | 4.22 AC H-13 CRESTON PB 19 PG 65 |
| Legal Subdivision | CONSISTING OF 4 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | CROOKED CREEK |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 970800 |
488 Warbler Ln, agricultural vacant land, is owned by an individual who bought it in October 2019.
Source: McDowell County records, as of May 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8787 BAY COLONY DR, 306, NAPLES, FL 34108-0781 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2024 | Warranty Deed, Transfer |
| Oct 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2019 · Amount on File |
| Deed Sale | Oct 30, 2019 · Amount on File |
| Prior Sale | Feb 1, 2003 |
| Deed Document Number | 20195269 |
| Deed Book / Page | 1290 / 878 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Nov 5, 2024 |
| Property Address | 488 WARBLER LN, BLACK MTN, NC 28711-8903 |
| Document Number | 0014840175 |
| Book / Page | 1484 / 175 |
| Map Reference | MB 16 PG 18&19 |
| Instrument Date | Oct 28, 2024 |
| Instrument | 2024005053 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1734 WILLA CIR, WINTER PARK, FL 32792-6310 |
| Name | Verified Name |
|---|---|
| Address | 8787 BAY COLONY DR APT 306, 306, NAPLES, FL 34108-0781 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Oct 30, 2019 |
| Property Address | 488 WARBLER LN, BLACK MOUNTAIN, NC 28711-8903 |
| Document Number | 0012900878 |
| Book / Page | 1290 / 0878 |
| Map Reference | MB 17 PG 97 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 2019005269 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $358.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 241 THREE CREEKS RD, 241, LAKE LURE, NC 28746-9811 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 1764, GOLDENROD, FL 32733-1764 |
| Document Number | 2019005270 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 2019005270 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Nov 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7% |
| Index | 1-Year CMT |
| Max Rate | 11% |
The 2025 property tax bill for 488 Warbler Ln was $813.
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $813.00 | $120,000 Land $120,000 | |
| 2023 | $813.00 | $120,000 Land $120,000 | $120,000 Land $120,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 488 Warbler Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2013–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 488 Warbler Ln is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 72% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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