488 Walnut Shade Rd, Louisa, VA 23093 Property Records

Louisa County property record for 488 Walnut Shade Rd, Louisa, VA 23093

Property Summary

Property Type	Mobile Home
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Jul 2025)
Tax Bill	$436 (2025)
Deeds & Mortgages	Nov 2025 Mortgage May 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39 42`

Property Details

APN / Parcel Number

Primary APN	`39 42`
Alternative APNs	`9842` `9527`

Exterior

Architectural Style	Mobile Home
Lot Area	217,800 sqft (5 acres)
Deck Area	160 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9527
Street Address	488 WALNUT SHADE RD
City	LOUISA
State	VA
Zip	23093-4423
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A2
Legal Description	HARRIS CREEK DB 2027/179 5.00 AC
Legal Subdivision	HARRIS CREEK
Jurisdiction	LOUISA VA
Township / Civil Division	PATRICK HENRY
Census Block Group	2
Census Block	2009
Census Tract	950201

Owner

Source: Louisa County records · APN 39 42

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4885 MECHUMS RIVER RD, CHARLOTTESVILLE, VA 22901-9207
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 14, 2025	Deed of Trust, Mortgage · Line of Credit MITCHELL HOMES LLC
Apr 02, 2025	Deed, Transfer TITLE FIRST, ENTITLE FIRST

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2025 · Amount on Record
Deed Sale	Jul 28, 2025 · Amount on Record
Prior Sale	Apr 02, 2025 · Amount on Record
Deed Document Number	20256798
Deed Book / Page	2027 / 179
Prior Transfer Date	Jan 18, 2024
Prior Transfer Doc	0000001811
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	488 WALNUT SHADE RD, LOUISA, VA 23093-4423
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 WALNUT SHADE RD, LOUISA, VA 23093-4423

Mortgage

Document Number	002049/233
Date	Nov 17, 2025
Book Page	2049/233
Instrument	202500010634

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	488 WALNUT SHADE RD, LOUISA, VA 23093-4423
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	SAFE HARBOR TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 936, LOUISA, VA 23093-0936

Mortgage

Document Number	002014/318
Date	May 14, 2025
Book Page	2014/318
Instrument	202500004295

Lender

Name	MITCHELL HOMES LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Apr 02, 2025
Property Address	488 WALNUT SHADE RD, LOUISA, VA 23093-4423
Document Number	002006/720
Book / Page	2006 / 720
Map Reference	MB 286 PG 82
Instrument Date	Mar 26, 2025
Instrument	202500002776
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	TITLE FIRST, ENTITLE FIRST

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4885 MEEHUMS RIVER RD, CHARLOTTESVILLE, VA 22901-9207

Tax Assessment & Valuation

Source: Louisa County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$515,000 (+749.83%) Land $67,600 Building $447,400	$515,000 (+749.83%) Land $67,600 Building $447,400
2025	$436.00 (+9%)	$60,600 (+19.76%) Land $57,500 Building $3,100	$60,600 (+19.76%) Land $57,500 Building $3,100
2024	$400.00 (+28.21%)
2023		$50,600 Land $47,500 Building $3,100
2022	$312.00		$50,600 Land $47,500 Building $3,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Central Virginia Electric Cooperative Fiber	1,000 / 1,000

May also be available: Xfinity.

Based on FCC filings for 26 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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