488 Turtle Creek Dr, Reno (Paris), TX 75462 Property Records

Lamar County property record for 488 Turtle Creek Dr, Reno, TX 75462

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,218 sqft · built 1987
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$204,200 (Jul 2023)
Tax Bill	$1,399 (2026)
Deeds & Mortgages	Jul 2023 Second Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`103247`

Property Details

APN / Parcel Number

Primary APN	`103247`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,218 sqft Living Area
1st Floor Area	1,218 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Deck Area	102 sqft
Patio Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	103247
Street Address	488 TURTLE CREEK DR
City	RENO
State	TX
Zip	75462-7322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURTLE CREEK, LOT 28, 488 TURTLE CREEK DR 488 TURTLE CREEK DR
Legal Subdivision	TURTLE CREEK
Legal Tract	28
Legal Lot Number	28
Jurisdiction	LAMAR TX
Township / Civil Division	PARIS
Census Block Group	3
Census Block	3005
Census Tract	900

Owner

488 Turtle Creek Dr is owned and occupied by an individual who bought it in July 2023.

Source: Lamar County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	488 TURTLE CREEK DR, RENO, TX 75462-7322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EVERETT FINANCIAL INC
Jul 28, 2023	Vendor's Lien, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Aug 17, 2022	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2023 · Amount on File
Deed Sale	Jul 28, 2023 · Amount on File
Prior Sale	Aug 17, 2022
Deed Document Number	2023206142
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	488 TURTLE CREEK DR, RENO, TX 75462-7322
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	NOT AVAILABLE, YOUNG TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 TURTLE CREEK DR, RENO, TX 75462-7322

Mortgage

Document Number	2061442023
Date	Jul 28, 2023
Instrument	206144-2023

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jul 28, 2026

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LAMAR TX
Recording Date	Jul 28, 2023
Property Address	488 TURTLE CREEK DR, RENO, TX 75462-7322
Document Number	2061422023
Map Reference	ENV 280-D
Instrument Date	Jul 28, 2023
Instrument	206142-2023
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	MASON TITLE COMPANY INC, STONE TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	488 TURTLE CREEK DR, RENO, TX 75462-7322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6080 BROOKE LN, RENO, TX 75462-7200

Mortgage

Document Number	2061432023
Date	Jul 28, 2023
Instrument	206143-2023

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

August 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	LAMAR TX
Recording Date	Aug 17, 2022
Property Address	488 TURTLE CREEK DR, RENO, TX 75462-7322
Document Number	1965132022
Map Reference	ENV 280-D
Instrument Date	Jul 22, 2022
Instrument	196513-2022
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58 COUNTY ROAD 32250, 58, SUMNER, TX 75486-5667

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 TURTLE CREEK DR, RENO, TX 75462-7322

Tax Assessment & Valuation

The 2026 property tax bill for 488 Turtle Creek Dr was $1,399 with a homeowner's exemption, down 45% from the year before.

Source: Lamar County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Lamar County
Municipality	Reno City
Unified School District	North Lamar Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,399.00 (-44.99%) Homeowner's exemption	$154,410 (-1.66%) Land $11,000 Building $143,410	$154,410 (-1.66%) Land $11,000 Building $143,410
2025	$2,543.00 Homeowner's exemption	$157,020 Land $11,500 Building $145,520	$157,020 Land $11,500 Building $145,520
2023		$151,760 (+21.4%) Land $10,800 Building $140,960	$151,760 (+21.4%) Land $10,800 Building $140,960
2022	$2,511.00 (+170.58%)	$125,010 Land $10,800 Building $114,210	$125,010 Land $10,800 Building $114,210
2021	$928.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 488 Turtle Creek Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	5 (1996–2026)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 488 Turtle Creek Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RENO serves 3,460 people · EPA ID TX1390013
Water Source	Purchased surface water from LAMAR COUNTY WATER SUPPLY DISTRICT
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Nextlink, Wifires Internet.

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