488 Thompson Cove Rd, Clyde, NC 28721 Property Records

Haywood County property record for 488 Thompson Cove Rd, Clyde, NC 28721 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 576 sqft · built 1940
Lot Size	0.505 acres (21,998 sqft)
Owner	Individual Name on File
Last Sale	$53,000 (Aug 2003)
Tax Bill	$1,107 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8637-95-0101`

Property Details

APN / Parcel Number

Primary APN	`8637-95-0101`
Alternative APN	`156550`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	576 sqft Heated Area
Gross Area	2,092 sqft
1st Floor Area	576 sqft
Basement Area	656 sqft
Unfinished Basement	656 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	21,998 sqft (0.505 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	156550
Street Address	488 THOMPSON COVE RD
City	CLYDE
State	NC
Zip	28721-8673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	488 THOMPSON ST
Legal Subdivision	THOMPSON ST
Jurisdiction	HAYWOOD NC
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1038
Census Tract	920501

Owner

Source: Haywood County records · APN 8637-95-0101

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	488 THOMPSON COVE RD, CLYDE, NC 28721-8673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 15, 2003 · Amount on Record
Deed Sale	Aug 15, 2003 · Amount on Record
Deed Book / Page	569 / 121
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	488 THOMPSON COVE RD, CLYDE, NC 28721-8673
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 THOMPSON COVE RD, CLYDE, NC 28721-8673

Mortgage

Document Number	0010812387
Date	Mar 03, 2023
Book Page	1081/2387
Instrument	2023001703

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,900 (-) Land $21,600 Building $124,300
2025	$1,107.00	$145,900 (-) Land $21,600 Building $124,300	$145,900 (-) Land $21,600 Building $124,300
2023		$145,900 Land $21,600 Building $124,300	$145,900 (-) Land $21,600 Building $124,300
2021			$145,900 Land $21,600 Building $124,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370879205011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force 7 of 10 on primary residences
Nearby Flood Claims	10 (2021–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene
Flood Events	Tropical Storm Helene (Sep 2024), 8 claims Remnants Of Tropical Storm Fred (Aug 2021), 2 claims

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 72% of North Carolina
Wildfire Likelihood	About 1 in 820 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.