488 Tacy Rd, Philippi, WV 26416 Property Records

Barbour County property record for 488 Tacy Rd, Philippi, WV 26416

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,640 sqft · built 1993
Lot Size	2.24 acres (97,574 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Oct 2016)
Tax Bill	$1,017 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2018 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-9-0024.0024`

Property Details

APN / Parcel Number

Primary APN	`05-9-0024.0024`
Alternative APNs	`01-05-9-0024.0024` `00512755`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,640 sqft Living Area
1st Floor Area	3,240 sqft
Basement Area	1,020 sqft
Finished Basement	1,020 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	97,574 sqft (2.24 acres)
Terrain	Above Road/Slope
Garage Type	Basement
Porch	Porch
Porch Area	198 sqft
Patio Area	908 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	00512755
Street Address	488 TACY RD
City	PHILIPPI
State	WV
Zip	26416-7452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.24 AC SUR TACY
Jurisdiction	BARBOUR WV
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4005
Census Tract	965700

Owner

Source: Barbour County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	488 TACY RD, PHILIPPI, WV 26416-7452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed, Transfer · Conventional Mortgage FREEDOM BANK
Dec 19, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM BANK
Mar 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM BANK
Mar 18, 2019	Correction Deed

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2016 · Amount on Record
Deed Sale	Oct 19, 2016 · Amount on Record
Deed Document Number	2016215780
Deed Book / Page	486 / 523
Last Transfer Date	Apr 23, 2026
Transfer Doc	0000288539
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BARBOUR WV
Recording Date	Jun 4, 2026
Property Address	488 TACY RD, PHILIPPI, WV 26416-7452
Document Number	0000288539
Book / Page	583 / 158
Instrument Date	Apr 23, 2026
Instrument	2026288539
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 TACY RD, PHILIPPI, WV 26416-7452

Mortgage

Document Number	0000288540,
Date	Jun 4, 2026
Instrument	2026288540

Lender

Name	FREEDOM BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARBOUR WV
Property Address	488 TACY RD, PHILIPPI, WV 26416-7452
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	420/1
Date	Dec 19, 2018
Book Page	420/1
Instrument	242903

Lender

Name	FREEDOM BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARBOUR WV
Property Address	488 TACY RD, PHILIPPI, WV 26416-7452
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	421/411
Date	Mar 15, 2019
Book Page	421/411
Instrument	244121

Lender

Name	FREEDOM BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2048

March 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	BARBOUR WV
Recording Date	Mar 18, 2019
Property Address	488 TACY RD, PHILIPPI, WV 26416-7452
Document Number	506/466
Book / Page	506 / 466
Instrument Date	Mar 1, 2019
Instrument	244155
Record Updated	Oct 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Barbour County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Barbour County
Unified School District	Barbour County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,017.00 (+17.98%)	$154,380 (+16.32%) Land $26,280 Building $128,100	$257,300 (+16.32%) Land $43,800 Building $213,500
2023	$862.00	$132,720 Land $26,280 Building $106,440	$221,200 Land $43,800 Building $177,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	May 1996 · Flooding, Heavy Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTNUT RIDGE PSD serves 2,744 people · EPA ID WV3300102
Water Source	Purchased surface water from CITY OF PHILIPPI
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Feb 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lynx WV Fixed Wireless	500 / 100
Frontier DSL	90 / 5
Micrologic Fixed Wireless · not low latency	50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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