488 Snyder Rd, Reading, PA 19605 Property Records

Berks County property record for 488 Snyder Rd, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,064 sqft · built 1972
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Dec 2023)
Tax Bill	$1,201 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5400-12-76-6087`

Property Details

APN / Parcel Number

Primary APN	`5400-12-76-6087`
Alternative APNs	`68-5400-12-76-6087` `68018310` `018310`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,064 sqft Living Area
Basement Area	288 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Lot Area	16,553 sqft (0.38 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	68018310
Street Address	488 SNYDER RD
City	READING
State	PA
Zip	19605-9254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BERKLEY ROAD SEC #2
Legal Block	76
Legal Lot Number	2
Jurisdiction	BERKS PA
Township / Civil Division	ONTELAUNEE
Census Block Group	1
Census Block	1049
Census Tract	13501

Owner

488 Snyder Rd is owned and occupied by two individuals who bought it in December 2023.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	488 SNYDER RD, READING, PA 19605-9254
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Oct 21, 2020	Deed of Trust, Mortgage · Line of Credit VIST FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2023 · Amount on File
Deed Sale	Dec 5, 2023 · Amount on File
Prior Sale	Dec 31, 2012 · Amount on File
Deed Document Number	202335871
Record Updated	Oct 29, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Dec 5, 2023
Property Address	488 SNYDER RD, READING, PA 19605-9254
Document Number	0000035871
Map Reference	MB 31 PG 50
Instrument Date	Nov 27, 2023
Instrument	2023035871
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 SNYDER RD, READING, PA 19605-9254

Mortgage

Document Number	0000035872
Date	Dec 5, 2023
Instrument	2023035872

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	488 SNYDER RD, READING, PA 19605-9254
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 SNYDER RD, READING, PA 19605-9254

Mortgage

Document Number	0000039128
Date	Oct 21, 2020
Instrument	2020039128

Lender

Name	VIST FINANCIAL
Type	Funding / Finance Company
Address	READING, PA 19606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 6, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 488 Snyder Rd was $1,201 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Ontelaunee Township
Unified School District	Schuylkill Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,201.00 Homeowner's exemption	$92,000 Land $42,200 Building $49,800	$42,200 Land $42,200
2024	$1,140.00 (-68.65%)	$92,000 (-) Land $42,200 Building $49,800
2023	$3,636.00 Homeowner's exemption	$92,000 Land $42,200 Building $49,800
1994			$92,000 Land $42,200 Building $49,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 488 Snyder Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (2020–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 488 Snyder Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTELAUNEE TOWNSHIP serves 2,598 people · EPA ID PA3060098
Water Source	Purchased surface water from READING AREA WATER AUTHORITY
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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