488 Smith Ln, Tullahoma, TN 37388 Property Records

Franklin County property record for 488 Smith Ln, Tullahoma, TN 37388

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,374 sqft · built 1978
Lot Size	1.8 acres (78,408 sqft)
Owner	Individual Name on File
Tax Bill	$798 (2025)
Deeds & Mortgages	Aug 2023 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026008P B 04900`

Property Details

APN / Parcel Number

Primary APN	`026008P B 04900`
Alternative APN	`008P B 04900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,374 sqft Living Area
1st Floor Area	964 sqft
Upper Floors Area	684 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1994
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	78,408 sqft (1.8 acres)

Exterior Amenities

Porch	Slab
Porch Area	256 sqft
Gazebo	120 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	488 SMITH LN
City	TULLAHOMA
State	TN
Zip	37388-6261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07, COUNTY AREA: F02
Jurisdiction	FRANKLIN TN
Township / Civil Division	7
Census Block Group	5
Census Block	5037
Census Tract	960201

Owner

488 Smith Ln is owned and occupied by an individual who acquired it in March 2018.

Source: Franklin County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	488 SMITH LN, TULLAHOMA, TN 37388-6261
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed of Trust, Mortgage · VA Mortgage FIRST BANK
May 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Mar 16, 2018	Quit Claim Deed, Transfer ACCESS TITLE AND ESCROW INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 1994
Deed Sale	Oct 18, 1994
Prior Sale	Apr 8, 1987
Deed Book / Page	261 / 656
Last Transfer Date	Mar 13, 2018
Transfer Doc	0000001614
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	488 SMITH LN, TULLAHOMA, TN 37388-6261
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023005337
Date	Aug 29, 2023
Book Page	T1498/478
Instrument	23005337

Lender

Name	FIRST BANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	488 SMITH LN, TULLAHOMA, TN 37388-6261
Document Number	0000002851
Instrument Date	May 2, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 SMITH LN TULLAHOMA TN 373886261, TULLAHOMA, TN 37388-6261

Mortgage

Document Number	0000002851
Date	May 9, 2018
Book Page	001252/000124
Instrument	2851

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	May 8, 2043

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN TN
Recording Date	Mar 16, 2018
Property Address	488 SMITH LN, TULLAHOMA, TN 37388-6261
Document Number	0000001614
Book / Page	000426 / 000559
Instrument Date	Mar 13, 2018
Instrument	1614
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	ACCESS TITLE AND ESCROW INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 SMITH LN TULLAHOMA TN 373886261, TULLAHOMA, TN 37388-6261

Tax Assessment & Valuation

The 2025 property tax bill for 488 Smith Ln was $798.

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$798.00	$40,000 Land $7,875 Building $32,125
2023		$40,000 Land $7,875 Building $32,125
2022	$750.00		$160,000 Land $31,500 Building $128,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 488 Smith Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 488 Smith Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTER GROVE-WINCHESTER SPRINGS serves 6,979 people · EPA ID TN0000101
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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