488 S 650 W, Payson, UT 84651 Property Records

Utah County property record for 488 S 650 W, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.75 ba · 1,787 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$458,000 (Jun 2021)
Tax Bill	$3,104 (2025)
Deeds & Mortgages	Feb 2022 Transfer Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`51-075-0006`

Property Details

APN / Parcel Number

Primary APN	`51-075-0006`
Alternative APN	`075694`

Interior

Bedrooms	2 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,787 sqft Living Area
Gross Area	4,224 sqft
1st Floor Area	1,787 sqft
Basement Area	1,913 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	524 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	144 sqft
Deck Area	Deck Area
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	075694
Street Address	488 S 650 W
City	PAYSON
State	UT
Zip	84651-2400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, PLAT 2, REECE SUBD.
Legal Subdivision	REECE
Legal Lot Number	6
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2005
Census Tract	3403

Owner

488 S 650 W is owned by two individuals who bought it in June 2021.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	723 E 100 S, PAYSON, UT 84651-2305
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Intrafamily Transfer, Transfer WASATCH LAND & TITLE
Jun 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 11, 2021	Intrafamily Transfer, Transfer WASATCH LAND AND TITLE, WASATCH LAND & TITLE
Jun 11, 2021	Affidavit of Death of Trustee, Transfer WASATCH LAND & TITLE
Dec 13, 2016	Deed of Trust, Mortgage · Line of Credit ZIONS FIRST NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2021 · Amount on File
Deed Sale	Jun 11, 2021 · Amount on File
Prior Sale	Jan 19, 2005
Deed Document Number	2021107595
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Feb 8, 2022
Property Address	488 S 650 W, PAYSON, UT 84651-2400
Document Number	0000017562
Instrument Date	Jan 25, 2022
Instrument	17562:2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WASATCH LAND & TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	723 E 100 S, PAYSON, UT 84651-2305

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jun 11, 2021
Property Address	488 S 650 W, PAYSON, UT 84651-2400
Document Number	0000107595
Instrument Date	Jun 11, 2021
Instrument	107595:2021
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	WASATCH LAND AND TITLE, WASATCH LAND & TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	732 E 100 S, PAYSON, UT 84651-2306

Mortgage

Document Number	0000107596
Date	Jun 11, 2021
Instrument	107596:2021

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jun 11, 2021
Property Address	488 S 650 W, PAYSON, UT 84651-2400
Document Number	0000107611
Instrument Date	Jun 11, 2021
Instrument	107611:2021
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	WASATCH LAND AND TITLE, WASATCH LAND & TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	732 E 100 S, PAYSON, UT 84651-2306

June 2021: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	UTAH UT
Recording Date	Jun 11, 2021
Property Address	488 S 650 W, PAYSON, UT 84651-2400
Document Number	0000107594
Instrument Date	Jun 30, 2017
Instrument	107594:2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WASATCH LAND & TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	488 S 650 W, PAYSON, UT 84651-2400
Document Number	0000002947
Instrument Date	Dec 13, 2016
Transaction Type	Mortgage
Record Updated	Jan 17, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	488 S 650 W PAYSON UT 846512400, PAYSON, UT 84651-2400

Mortgage

Document Number	0000002947
Date	Jan 11, 2017
Instrument	2947

Lender

Name	ZIONS FIRST NAT'L BK
Type	Bank
Address	PAYSON, UT 84651

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 488 S 650 W was $3,104, up 9.6% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,610 (-3.05%)	$550,200 (-3.05%) Land $130,700 Building $419,500
2025	$3,104.00 (+9.6%)	$312,125	$567,500 Land $124,500 Building $443,000
2024	$2,832.00 (-1.39%)
2023	$2,872.00 (+2.79%)	$293,150	$533,000 Land $107,300 Building $425,700
2022	$2,794.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 488 S 650 W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 488 S 650 W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Intellipop.

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