488 S 2nd St, Jefferson, OR 97352 Property Records

Marion County property record for 488 S 2nd St, Jefferson, OR 97352

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 980 sqft · built 1954
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Oct 2020)
Tax Bill	$1,699 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`103W11DA02400`

Property Details

APN / Parcel Number

Primary APN	`103W11DA02400`
Alternative APN	`100683`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	980 sqft Living Area
1st Floor Area	980 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1997
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	260 sqft
Fence	Other
Shed	1 Shed
Shed Area	130 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	100683
Street Address	488 S 2ND ST
City	JEFFERSON
State	OR
Zip	97352-9431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SMITHS, A ADDITION TO JEFFERSON BLOCK 2 LOT 4 ACRES .20
Legal Range	03W
Legal Township	10S
Legal Section	11
Legal Subdivision	SMITHS, A ADDITION TO JEFFERSON
Legal Block	2
Legal Lot Number	4
Jurisdiction	MARION OR
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3033
Census Tract	10802

Owner

488 S 2nd St is owned and occupied by an individual who bought it in October 2020.

Source: Marion County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	488 S 2ND ST, JEFFERSON, OR 97352-9431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage OREGON COMMUNITY CU
Oct 8, 2020	Warranty Deed, Transfer LOANDEPOT.COM LLC
Oct 22, 2019	Trustee's Deed, Construction Loan · Line of Credit LENDINGHOME FNDG
Sep 27, 2019	Grant Deed, Transfer AMERITITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2020 · Amount on File
Deed Sale	Oct 8, 2020 · Amount on File
Prior Sale	Sep 27, 2019 · Amount on File
Deed Book / Page	4394 / 260
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OR
Property Address	488 S 2ND ST, JEFFERSON, OR 97352-9431
Transaction Type	Mortgage
Record Updated	Jul 13, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 S 2ND ST, JEFFERSON, OR 97352-9431

Mortgage

Document Number	0046390179
Date	Jul 1, 2022
Book Page	4639/179

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OR
Recording Date	Oct 8, 2020
Property Address	488 S 2ND ST, JEFFERSON, OR 97352-9431
Document Number	0000055142
Book / Page	004394 / 000260
Instrument Date	Oct 7, 2020
Instrument	55142
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 S 2ND ST JEFFERSON OR 973529431, JEFFERSON, OR 97352-9431

Mortgage

Document Number	55143
Date	Oct 8, 2020
Book Page	004394/000261
Instrument	55143

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2050

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MARION OR
Recording Date	Oct 22, 2019
Property Address	488 S 2ND ST, JEFFERSON, OR 97352-9431
Book / Page	004258 / 000104
Instrument Date	Oct 18, 2019
Instrument	51642
Transaction Type	Construction Loan
Record Updated	Nov 1, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2195 HYACINTH ST NE #133 SALEM OR 973013116, 133, SALEM, OR 97301-3116

Mortgage

Document Number	0000051642
Date	Oct 22, 2019
Book Page	004258/000104
Instrument	51642

Lender

Name	LENDINGHOME FNDG
Type	Funding / Finance Company
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 21, 2020

Interest

Rate Type	Adjustable Rate

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARION OR
Recording Date	Sep 27, 2019
Property Address	488 S 2ND ST, JEFFERSON, OR 97352-9431
Document Number	0000046194
Book / Page	004247 / 000156
Instrument Date	Sep 26, 2019
Instrument	46194
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Tax	$119.90
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6116 ECODUS ST SE SALEM OR 97302, SALEM, OR 97302

Tax Assessment & Valuation

The 2025 property tax bill for 488 S 2nd St was $1,699.

Source: Marion County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Marion County
Municipality	Jefferson City
Unified School District	Jefferson School District 14J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,699.00	$112,980	$317,930 Land $111,050 Building $206,880
2023		$106,500	$294,510 Land $100,000 Building $194,510
2021	$1,468.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 488 S 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1996)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 488 S 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JEFFERSON serves 3,348 people · EPA ID OR4100408
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Peak Internet Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, Hunter Communications.

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