488 Rock St, Ashland, OR 97520 Property Records

Jackson County property record for 488 Rock St, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,202 sqft · built 1947
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Aug 2018)
Tax Bill	$3,850 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`391E05DA9200`

Property Details

APN / Parcel Number

Primary APN	`391E05DA9200`
Alternative APNs	`391E05DA09200` `10056641`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,202 sqft Living Area
1st Floor Area	1,202 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2011
Exterior Material	Concrete
Roof Material	Other
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	488 ROCK ST
City	ASHLAND
State	OR
Zip	97520-1635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Range	01E
Legal Township	39S
Legal Section	05
Legal Quarter	4
Legal Subdivision	COOLIDGE ADDITION
Legal Block	2
Legal Lot Number	7/6
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	2
Census Block	2002
Census Tract	2100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Skidmore Academy Historic District listed 2001 · 301 contributing resources · NRIS 01000832

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

488 Rock St is owned by an individual who bought it in August 2018.

Source: Jackson County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 492473, LOS ANGELES, CA 90049-8473
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2018	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Dec 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2018 · Amount on File
Deed Sale	Aug 15, 2018 · Amount on File
Prior Sale	May 19, 2011 · Amount on File
Deed Document Number	201825695
Record Updated	Sep 20, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Aug 15, 2018
Property Address	488 ROCK ST, ASHLAND, OR 97520-1635
Document Number	0000025695
Instrument Date	Aug 6, 2018
Instrument	25695
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 492473 LOS ANGELES CA 900498473, LOS ANGELES, CA 90049-8473

Mortgage

Document Number	25696
Date	Aug 15, 2018
Instrument	25696

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	488 ROCK ST, ASHLAND, OR 97520-1635
Document Number	0000043072
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	488 ROCK ST ASHLAND OR 975201635, ASHLAND, OR 97520-1635

Mortgage

Document Number	0000043072
Date	Dec 26, 2017
Instrument	43072

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 488 Rock St was $3,850, up 2.1% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,430 (+3%)	$509,710 (+7.35%) Land $280,630 Building $229,080
2025	$3,850.00 (+2.15%)	$243,140 (+3%) Land $166,900 Building $76,240	$474,810 (+14.19%) Land $250,600 Building $224,210
2024	$3,769.00 (+3.37%)	$236,060 (+3%) Land $162,040 Building $74,020	$415,810 (-22.95%) Land $243,400 Building $172,410
2023	$3,646.00 (+3.29%)	$229,190 (+3%) Land $157,330 Building $71,860	$539,640 (-2.18%) Land $465,390 Building $74,250
2022	$3,530.00	$222,520 Land $152,750 Building $69,770	$551,660 Land $458,190 Building $93,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 488 Rock St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 488 Rock St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 85% of Oregon
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: AT&T, Hunter Communications.

Nearby Properties on Rock St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures