488 Riverside Dr, Deltaville, VA 23043 Property Records

Middlesex County property record for 488 Riverside Dr, Deltaville, VA 23043

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 934 sqft · built 1952
Lot Size	0.113 acres (4,948 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Sep 2025)
Tax Bill	$2,312 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`41 53 44`

Property Details

APN / Parcel Number

Primary APN	`41 53 44`
Alternative APN	`3248`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	934 sqft Living Area
Gross Area	2,415 sqft
1st Floor Area	934 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1973
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,948 sqft (0.113 acres)

Exterior Amenities

Porch	Porch
Porch Area	416 sqft
Deck Area	1,065 sqft
Shed	1 Shed
Shed Area	100 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3248
Street Address	488 RIVERSIDE DR
City	DELTAVILLE
State	VA
Zip	23043-2261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WHITE POINT LOT 44 45 D118-148 151-153 233-454 S12-58 D23-861 D25-1636
Legal Lot Number	44,45
Jurisdiction	MIDDLESEX VA
Township / Civil Division	PINE TOP
Census Block Group	1
Census Block	1005
Census Tract	951200

Owner

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1489 STAGE COACH RD, MANAKIN SABOT, VA 23103-2519
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 26, 2025	Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC
May 30, 2023	Warranty Deed, Transfer SAGE TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2025 · Amount on Record
Deed Sale	Sep 26, 2025 · Amount on Record
Prior Sale	May 30, 2023 · Amount on Record
Deed Document Number	20251636
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	488 RIVERSIDE DR, DELTAVILLE, VA 23043
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230001685
Date	Nov 9, 2023
Instrument	230001685

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Sep 26, 2025
Property Address	488 RIVERSIDE DR, DELTAVILLE, VA 23043
Document Number	0250001636
Instrument Date	Sep 23, 2025
Instrument	250001636
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1489 STAGE COACH RD, MANAKIN SABOT, VA 23103-2519

Mortgage

Document Number	0250001637
Date	Sep 26, 2025
Instrument	250001637

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	May 30, 2023
Property Address	488 RIVERSIDE DR, DELTAVILLE, VA 23043
Document Number	0230000861
Instrument Date	May 23, 2023
Instrument	230000861
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 RIVERSIDE DR, DELTAVILLE, VA 23043

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,312.00 (+0.04%)	$379,082 (-) Land $262,000 Building $117,082	$379,082 (-) Land $262,000 Building $117,082
2025	$2,311.00 (+0.57%)	$379,082 (+0.61%) Land $262,000 Building $117,082	$379,082 (+0.61%) Land $262,000 Building $117,082
2024	$2,298.00	$376,800 (-) Land $262,000 Building $114,800	$376,800 (-) Land $262,000 Building $114,800
2023	$2,298.00	$376,800 Land $262,000 Building $114,800	$376,800 Land $262,000 Building $114,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 129 policies
Nearby Flood Policies	129 in force
Nearby Flood Claims	46 (1992–2022)
Claims Outside the SFHA	7 of 46
Most Recent Claim	Oct 2022 · other causes
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 17 claims Hurricane Isabel, Sep 2003 · 12 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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