Essex County and Maplewood Township property record for 488 Ridgewood Rd, Maplewood, NJ 07040
| Property Type | Single Family Home |
|---|---|
| Details | 4,695 sqft · built 1925 |
| Lot Size | 0.516 acres (22,464 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,605,250 (Jul 2021) |
| Tax Bill | $38,250 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00014-03-00046 |
| Primary APN | 11-00014-03-00046 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,695 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Lot Area | 22,464 sqft (0.516 acres) |
| Lot Dimensions | 192 ft deep x 117 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 05371 |
|---|---|
| Street Address | 488 RIDGEWOOD RD |
| City | MAPLEWOOD |
| State | NJ |
| Zip | 07040-2137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-7 |
| Legal Description | 117X192 |
| Legal Block | 14.3 |
| Legal Lot Number | 46 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MAPLEWOOD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 19400 |
488 Ridgewood Rd is owned and occupied by two individuals who bought it in July 2021.
Source: Essex County and Maplewood Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 488 RIDGEWOOD RD, MAPLEWOOD, NJ 07040-2137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2021 | Deed of Trust, Mortgage · Line of Credit KEARNY BANK |
| Jul 8, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage KEARNY BANK |
| May 5, 2017 | Deed of Trust, Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2021 · Amount on File |
| Deed Sale | Jul 8, 2021 · Amount on File |
| Prior Sale | Aug 22, 2001 · Amount on File |
| Deed Document Number | 202182668 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 488 RIDGEWOOD RD, MAPLEWOOD, NJ 07040-2137 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021066543 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 2021066543 |
| Name | KEARNY BANK |
|---|---|
| Type | Bank |
| Address | FAIRFIELD, NJ 07004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 8, 2021 |
| Property Address | 488 RIDGEWOOD RD, MAPLEWOOD, NJ 07040-2137 |
| Document Number | 2021082668 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 2021082668 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,052.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 70 LAMBERT AVE, 70, MERIDEN, CT 06451-7609 |
| Name | Verified Name |
|---|---|
| Address | 488 RIDGEWOOD RD, MAPLEWOOD, NJ 07040-2137 |
| Document Number | 2021082669 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 2021082669 |
| Name | KEARNY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 488 RIDGEWOOD RD, MAPLEWOOD, NJ 07040-2137 |
| Document Number | 0000047187 |
| Instrument Date | May 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | CHASE RECORDS CTR |
| Name | Verified Name |
|---|---|
| Address | 488 RIDGEWOOD RD MAPLEWOOD NJ 070402137, MAPLEWOOD, NJ 07040-2137 |
| Document Number | 0000047187 |
|---|---|
| Date | May 29, 2017 |
| Instrument | 47187 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | 601 OAKMONT LN # 300, WESTMONT, IL 60559-5532 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 28, 2047 |
The 2025 property tax bill for 488 Ridgewood Rd was $38,250, up 3.8% from the year before.
Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Maplewood Township |
| Unified School District | South Orange-Maplewood School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,593,100 (-) Land $505,800 Building $1,087,300 | $1,593,100 (-) Land $505,800 Building $1,087,300 | |
| 2025 | $38,250.00 (+3.8%) | $1,593,100 Land $505,800 Building $1,087,300 | $1,593,100 Land $505,800 Building $1,087,300 |
| 2024 | $36,848.00 | ||
| 2023 | $1,279,000 Land $402,600 Building $876,400 | $1,279,000 Land $402,600 Building $876,400 | |
| 2022 | $45,097.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 488 Ridgewood Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1996–2021) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 488 Ridgewood Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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