488 Prospect Rd, Manheim, PA 17545 Property Records

Lancaster County property record for 488 Prospect Rd, Manheim, PA 17545

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,680 sqft · built 1975
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (May 2026)
Tax Bill	$4,308 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit May 2026 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`540-40129-0-0000`

Property Details

APN / Parcel Number

Primary APN	`540-40129-0-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	3,540 sqft
1st Floor Area	1,680 sqft
Basement Area	1,680 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	180 sqft
Deck Area	400 sqft
Patio Area	568 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	488 PROSPECT RD
City	MANHEIM
State	PA
Zip	17545-8528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	488 PROSPECT RD
Legal Subdivision	JACOB S GEIB SEC 02
Legal Lot Number	6
Jurisdiction	LANCASTER PA
Township / Civil Division	RAPHO
Census Block Group	1
Census Block	1008
Census Tract	10502

Owner

488 Prospect Rd is owned and occupied by an individual who bought it in May 2026.

Source: Lancaster County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	360 E HERNLEY RD, MANHEIM, PA 17545-9238
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 14, 2026	Deed, Transfer · Line of Credit UNIVEST BANK AND TRUST COMPANY
May 11, 2026	Deed of Trust, Mortgage · Line of Credit FULTON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2026 · Amount on File
Deed Sale	May 14, 2026 · Amount on File
Deed Document Number	202619172
Prior Transfer Date	Nov 16, 1998
Prior Transfer Doc	0998087599
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	488 PROSPECT RD, MANHEIM, PA 17545-8528
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 PROSPECT RD, MANHEIM, PA 17545-8528

Mortgage

Document Number	0006727887
Date	Mar 16, 2023
Instrument	6727887

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 17, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	May 14, 2026
Property Address	488 PROSPECT RD, MANHEIM, PA 17545-8528
Document Number	0000019172
Instrument Date	May 12, 2026
Instrument	2026.19172
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	LANCASTER COUNTY SETTLEMENT SERVICES, LANCASTER COUNTY SETTLEMENT SE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$404,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 E HERNLEY RD, MANHEIM, PA 17545-9238

Mortgage

Document Number	0000019173,
Date	May 14, 2026
Instrument	2026.19173

Lender

Name	UNIVEST BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 10, 2036

Interest

Rate	6.46%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Recording Date	May 11, 2026
Property Address	488 PROSPECT RD, MANHEIM, PA 17545-8528
Document Number	0000018574
Instrument Date	Mar 20, 2026
Instrument	202618574
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 PROSPECT RD, MANHEIM, PA 17545-8528

Mortgage

Document Number	0000018574,
Date	May 11, 2026
Instrument	202618574

Lender

Name	FULTON BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 488 Prospect Rd was $4,308 with a homeowner's exemption, up 3.5% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	Rapho Township
Unified School District	Manheim Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,100 (-) Land $53,100 Building $148,000	$201,100 (-) Land $53,100 Building $148,000
2025	$4,308.00 (+3.48%) Homeowner's exemption	$201,100 (-) Land $53,100 Building $148,000	$201,100 Land $53,100 Building $148,000
2024	$4,163.00	$201,100 Land $53,100 Building $148,000
2018			$201,100 Land $53,100 Building $148,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 488 Prospect Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 488 Prospect Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Windstream Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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