488 Pinellas Way, Saint Johns, FL 32259 Property Records

St. Johns County property record for 488 Pinellas Way, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,914 sqft · built 2022
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Apr 2026)
Tax Bill	$8,165 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000724-0880`

Property Details

APN / Parcel Number

Primary APN	`000724-0880`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,914 sqft Living Area
Gross Area	3,048 sqft
1st Floor Area	1,914 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	664 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	470 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	488 PINELLAS WAY
City	SAINT JOHNS
State	FL
Zip	32259-9453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	109/61-68 WATERSONG AT RIVERTOWN PHASE TWO-B LOT 88 OR5708/1272
Legal Range	27
Legal Township	05
Legal Section	39
Legal Subdivision	WATERSONG AT RIVERTOWN PHASE TWO-B
Legal Phase	2
Legal Block	1
Legal Lot Number	88
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1044
Census Tract	20807

Owner

Source: St. Johns County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	488 PINELLAS WAY, SAINT JOHNS, FL 32259-9453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Warranty Deed, Transfer · VA Mortgage ARCHER MORTGAGE LENDING
Apr 6, 2026	Warranty Deed, Transfer · VA Mortgage CLOSING USA LLC, CLOSING BEAR LLC
Feb 14, 2023	Special Warranty Deed, Transfer · Conventional Mortgage MATTAMY HOME FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Prior Sale	Feb 14, 2023 · Amount on Record
Deed Document Number	202628654
Deed Book / Page	6337 / 1293
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 6, 2026
Property Address	488 PINELLAS WAY, SAINT JOHNS, FL 32259-9453
Document Number	0063371293
Book / Page	6337 / 1293
Instrument Date	Mar 31, 2026
Instrument	202628654
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	CLOSING USA LLC, CLOSING BEAR LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$364,105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	488 PINELLAS WAY, SAINT JOHNS, FL 32259-9453

Mortgage

Document Number	0000028654,
Date	Apr 6, 2026
Instrument	202628654

Lender

Name	ARCHER MORTGAGE LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 6, 2026
Property Address	488 PINELLAS WAY, SAINT JOHNS, FL 32259-9453
Document Number	0000028654
Book / Page	6337 / 1293
Instrument Date	Mar 31, 2026
Instrument	202628654
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	CLOSING USA LLC, CLOSING BEAR LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$364,105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	488 PINELLAS WAY, SAINT JOHNS, FL 32259-9453

Mortgage

Document Number	0000028655,
Date	Apr 6, 2026
Instrument	202628655

Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 14, 2023
Property Address	488 PINELLAS WAY, SAINT JOHNS, FL 32259-9453
Document Number	0057081272
Book / Page	5708 / 1272
Map Reference	MB 109 PG 61-68
Instrument Date	Feb 10, 2023
Instrument	2023011315
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,300.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10375 CENTURION PKWY N, JACKSONVILLE, FL 32256-0604

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	488 PINELLAS WAY, SAINT JOHNS, FL 32259-9453

Mortgage

Document Number	0057081275
Date	Feb 14, 2023
Instrument	5708/1275

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,167 (+2.7%)	$419,756 (-6.96%) Land $100,000 Building $319,756
2025	$8,165.00 (+11.93%) Homeowner's exemption	$406,200 (+2.9%)	$451,155 (-2.68%) Land $100,000 Building $351,155
2024	$7,295.00 (-8.13%) Homeowner's exemption	$394,752 (-4.75%)	$463,596 (+11.86%) Land $100,000 Building $363,596
2023	$7,941.00 (+122.25%)	$414,446 (+362.55%)	$414,446 (+362.55%) Land $85,000 Building $329,446
2022	$3,573.00	$89,600	$89,600 Land $89,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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